Comments on: DOES GETTING CAR INSURANCE QUOTES LOWER YOUR CREDIT SCORE? http://jclewisinsuranceservices.com/104/does-getting-car-insurance-quotes-lower-your-credit-score/ Wed, 16 May 2012 16:41:20 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: Harley N http://jclewisinsuranceservices.com/104/does-getting-car-insurance-quotes-lower-your-credit-score/comment-page-1/#comment-296 Harley N Fri, 05 Feb 2010 19:37:13 +0000 http://jclewisinsuranceservices.com/104/does-getting-car-insurance-quotes-lower-your-credit-score/#comment-296 NO. They oftentimes check your credit, but it is considered a "soft inquiry" which does not lower your score. It is like a utility company checking your credit. hard inquiries lower your score, which are applications for new credit, such as loans mortgages, credit cards, etc. NO. They oftentimes check your credit, but it is considered a “soft inquiry” which does not lower your score. It is like a utility company checking your credit.

hard inquiries lower your score, which are applications for new credit, such as loans mortgages, credit cards, etc.

]]> By: Candace C http://jclewisinsuranceservices.com/104/does-getting-car-insurance-quotes-lower-your-credit-score/comment-page-1/#comment-295 Candace C Fri, 05 Feb 2010 18:58:47 +0000 http://jclewisinsuranceservices.com/104/does-getting-car-insurance-quotes-lower-your-credit-score/#comment-295 I have heard multiple credit inquiries can effect FICO but not a significant impact. Build your history by getting several credit cards and keeping a bit of balance each month. When you can, extend the credit limit on your card. Pay you bills on time and you will build up your rating. (Never owe over 50% of your max. credit limit) You're smart to shop around for car insurance and be sure to stay free of tickets as much as you can to keep premiums down. To get an expert opinion, ck with one of the credit companies like Experien. I have heard multiple credit inquiries can effect FICO but not a significant impact.

Build your history by getting several credit cards and keeping a bit of balance each month. When you can, extend the credit limit on your card. Pay you bills on time and you will build up your rating. (Never owe over 50% of your max. credit limit)
You’re smart to shop around for car insurance and be sure to stay free of tickets as much as you can to keep premiums down.

To get an expert opinion, ck with one of the credit companies like Experien.

]]> By: Gary G http://jclewisinsuranceservices.com/104/does-getting-car-insurance-quotes-lower-your-credit-score/comment-page-1/#comment-294 Gary G Fri, 05 Feb 2010 18:40:27 +0000 http://jclewisinsuranceservices.com/104/does-getting-car-insurance-quotes-lower-your-credit-score/#comment-294 NO!!! NO!!!

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