CAN GETTING ON-LINE AUTO INSURANCE QUOTES ADVERSELY AFFECT ONE’S CREDIT HISTORY?
Since insurance companies do pull one’s credit history.
Thanks.
GG_007
Related posts:
Q&A: CAR INSURANCE MORE EXPENSIVE FOR MEN?
about 7 hours ago - 7 comments
Question by : Automobile insurance more pricey for men? I’m twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs €3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen
Q&A: MASSACHUSETTS AUTO INSURANCE MARKET CHANGES?
about 7 hours ago - No comments
Question by Jane: Massachusetts auto insurance market changes? I heard there were some law changes in the Massachusetts auto insurance market lately? If this is true, can anybody summarize what they mean for the consumer? —————————————— Answer by LouiseMassachusetts, known for the highest auto insurance claim rate, now has a new system where auto insurance
WHAT IS AN INSURANCE QUOTE?
about 1 day ago - 2 comments
Question by HULK: what is an insurance quote? people say low insurance quote …. what is it. how does it work and how does the whole vehicle insurance thing work what if i buy a $ 5000 vehicle … how much would i be spending each month including tax, insurance> EXCLUDE GAS —————————————— Answer by
AUTO INSURANCE- WHAT DOES THE “FAMILY PROTECTION ENDORSEMENT” MEAN?
about 1 day ago - No comments
Question by yaguru: Auto Insurance- What does the “Family Protection Endorsement” mean? Hi, I was just reviewing my auto insurance policy. Does anyone know what a Family Protection Endorsement means? —————————————— Answer by Fred CYes, it is basically another term for a type of uninsured/underinsured motorist coverage. It provides primary insurance coverage guaranteeing any bodily
Q&A: AM I PAYING TO MUCH FOR CAR INSURANCE?
about 2 days ago - No comments
Question by : Am I paying to much for vehicle insurance? I like in Tempe, AZ. I am under my parents insurance and I am paying $ 200 a month for vehicle insurance. I drive a Toyota Yaris 2007. At first I thought what I am paying for was wayyyyy to much, but I got
IS IT LEGAL IN CA FOR A USED CAR DEALER TO SELL YOU AUTO INSURANCE?
about 2 days ago - 1 comment
Question by TamiJohnson99: Is it legal in CA for a used vehicle dealer to sell you auto insurance? i purchased a used car, and the used vehicle dealer put in the contract that I was also purchasing auto insurance thru them…but i wuld get a refund of those premiums when I provided a copy of
Q&A: UNSURE ABOUT AUTO INSURANCE LAW?
about 3 days ago - No comments
Question by e e in california: Unsure about auto insurance law? I got a great quote (liability only) from an agent who went through the large auto insurance casualty company for my commercial vehicle. It’s almost too good. It is more than half the price of the next lowest quote I found. The thing is
WHERE CAN I GET FREE LEGAL ADVICE ABOUT SMALL CLAIMS AUTO INSURANCE SR22 COVERAGE?
about 3 days ago - No comments
Question by Lila E: where can I get free legal advice about small claims auto insurance SR22 coverage? My auto insurance company did not inform me I did not have a valid drivers license (I did not know either) and sold me a policy. I got pulled over and lost my vehicle because I was
VOLKSWAGEN GTI OWNERS, HOW MUCH DO YOU PAY FOR INSURANCE?
about 4 days ago - No comments
Question by : Volkswagen GTI owners, how much do you pay for insurance? I am doing a project and I need to get 3 auto insurance quotes. It’s due tomorrow, if it’s not too much trouble could anybody get me 3 quotes? This is the specifics: 2008 (White) Volkswagen GTI 2-Door Hatchback 46,000 miles 2
DOES COLORADO TRAFFIC SCHOOL OFFERS AUTO INSURANCE DISCOUNT ALONG WITH TICKET DISMISSAL?
about 4 days ago - No comments
Question by Jhonson j: Does Colorado Traffic School offers Auto insurance discount along with ticket dismissal? If I take Colorado Traffic School course will it reduces auto insurance fee as well as remove traffic points from my driving record. —————————————— Answer by Nathen AHello Johnson, By completing the Colorado Traffic School On the web Course
about 2 years ago
I was told by a financial analyst that every time your credit is run it lowers your credit score.
about 2 years ago
No, absolutely not. The only thing that affects your credit history adversely is late credit payments, defaulting on loans, or declaring bankruptcy.
about 2 years ago
No, getting quotes does not affect your credit history because it’s just a quote, nothing more. It’s not a contract or anything like that.
about 2 years ago
I think you mean “credit score.” Credit history is borrowing and paying back. I recently applied for a home equity line of credit. Two reasons listed for my score being less than perfect were “length of accounts” and “too many inquiries in the past 12 months.” I have no idea as to who was inquiring, when or why. I got the line of credit and decided to leave the credit report alone.
about 2 years ago
Some insurance companies pull credit reports, some don’t. Some who do only pull it during the purchase process, not the quote process.
Typically, credit inquiries by insurance companies are considered “soft” inquiries and do not affect credit scores.
Therefore, it’s not something to be concerned about.
about 2 years ago
No, it does not affect your credit score. When auto insurance companies do a credit check they do it through a third party and so they do not see your personal details. This is all explained on this website. I hope this helps.
Good luck!
about 2 years ago
I don’t think it does either but if you want to compare car insurance quotes I suggest using a website like: http://carinsurancequotes–1.com
Once your zip code is submitted and answered a few questions you will get multiple quotes from major companies all from one spot.