WHAT IS THE BEST BUT CHEAPEST CAR INSURANCE FOR 23YR OLD GUY IN FLORIDA?

im looking to purchase a new automobile in the coming month but was not sure what insurance would help me save money and also provided great coverage just in case of an accident?

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Comments (19)

#1 written by juliiArt
about 2 years ago

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you should enter all of your information at http://www.progressive.com – they give you their rates plus their competitors rates!

(sounds like their ad, d’oh X-D)
#2 written by Frosty_Ufc_2013
about 2 years ago

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GEICO OR STATE FARM
#3 written by LAXgirl
about 2 years ago

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allstate.
#4 written by Danjc
about 2 years ago

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Hope its cheaper than mine, i pay $510/month
#5 written by quiet_vipassana
about 2 years ago

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USAA.

When I was 21, I owned a Toyota Supra, and had two accidents on my record.

Total cost per month, for full coverage? $43.

I’ve had them for 6 years now. Never been disappointed.
#6 written by Roadkill
about 2 years ago

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Best and cheapest are not usually coexistent. I have had good experience with Geiko, but will NEVER deal with Allstate or State Farm again. They were beyond horrible to deal with if you get in an accident.
#7 written by jenl1625
about 2 years ago

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Don’t know what’s the cheapest, but I know what’s NOT – any “high risk” insurer (the kind of company that gives you “minimum coverage”).

Those insurance companies may spin it as “we sell you minimum coverage to save you money,” but they charge *a lot* for very little.

A few years back, I had a $300,000 combined single limit (for liability coverage). Someone else had Safe Auto. Her *monthly* premium was only a bit lower than my 6-month premium!

Try the big mainstream companies – State Farm, Progressive, etc.
#8 written by butterfliesRfree
about 2 years ago

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I had a teenage driver on our policy (in Florida) and I had GEICO for a while — I checked out Florida No-Fault (I go through Direct General for them) — they seemed to have the best rates. I know you aren’t a “teenager” but until you’re 25, you’ll have bad rates, unfortunately. Give them a call……
#9 written by Stasi
about 2 years ago

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I have been with farmers, state farm, 21st Century, and American Family. I’ve been involved in an accident with two of them. I got the best rates, and service from American Family – plus with the accident I had a check the same day, it was great!!

I am now with USAA and pay just under $50 a month on a new car with full coverage.
#10 written by tipstir
about 2 years ago

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GEICO – I have been with them for 13 years now.. Try them.. If you’re a safe driver you’ll get good treatment and your first accident is on them. Free windshield service if it’s chipped or crack they’ll send over mobile windshield repair van. I had to called them up as my windshield just crack one morning after the new year.. But I don’t have to pay for anything it’s all covered!
#11 written by Darby
about 2 years ago

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I don’t know. I have Nationwide. It’s not cheap, but I believe they take care of their customers. Have you gone online to Progressive to get a quote. They show other insurances, as well. You may want to look at the deductible you would be willing to pay if you had a loss. The higher the deductible–a couple thousand dollars, the lower your premiums. Good luck. It’s tough being a young guy because just by the virtue of your age you pay more.
#12 written by Nettajay
about 2 years ago

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The cheapest insurance is not always the best. You want to go with a well known insurance company, because they will be there when you need them. You also have to take in consideration that you are under 25 years old and your insurance payments will be expensive no matter what. I can not stress this enough, do not go with an insurance company that no one has ever heard about, you will regret it in the end.
I do not live in Florida, so I can not suggest any insurance companies. Be aware and research, you don’t want to give your hard earn money to a dishonest car insurance company, trust me they are out there! Good luck
#13 written by Linnie
about 2 years ago

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maybe GIECO ?
#14 written by icydayz
about 2 years ago

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allstate
you can get quotes directly from their site
#15 written by John W
about 2 years ago

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Best way to get cheap insurance is to get an online insurance quote. This will compare all companies in Florida, and find you the ones that offer you the lowest prices.

You can get a free online quote at http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html
#16 written by Mark H
about 2 years ago

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When it comes to auto insurance, you should call about 6 different companies to get quotes. Auto insurance can vary by a lot from carrier to carrier.

Insurance is based upon a combination of the following:

1. Your Credit Score
2. Your Age
3. Your driving record
4. Make, Model and Mileage of your vehicle
5. Type of coverage you want
6. What Deductible you choose
7. Location of where you live and where you drive
8. How many miles per year you drive
9. Pleasure or Business use

Also, if you have a car that is financed, you may want to ask your agent about GAP protection as well. Most vehicles that are financed, you owe more than the car is worth if you get in an accident where the car is totalled. GAP insurance covers the difference in what you owe, and what your car is worth.

Example: You owna 2006 Impala you paid $17,000 for. You total the vehicle. Your insurance company says the vehicle is worth $14,000. You still owe the bank $17000 know matter what. The GAP insurance will cover the left over $3,000.

Many people are under the impression that if you wreck a car, the insurance will just replace it. This is not true at all.

Hope this helps
#17 written by ejcross.com
about 2 years ago

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For all of your answers visit http://www.carinsurancepolicys.com
#18 written by Sarah Lin
about 1 year ago

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If you are driving an older car (one that is paid off), partial coverage insurance often makes sense. If the car is only worth a couple of thousand dollars, the money that you save could easily equal the value of the car in a couple of years.
http://carinsurance1.co.uk/
#19 written by Discount Car Insurance, Cheapest Car Insurance, Best Car Insurance, Save Money on Car Insurance, Save Money on Auto Insurance
about 5 months ago

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