BEST PLACE FOR CHEAP CAR INSURANCE FOR YOUNG DRIVERS?

If you live with your folks, it is usually cheaper to get on their policy and pay the difference. Otherwise, go to an independent agent with lots of companies and ask them to “shop you” (the Expedia/Travelocity approach to insurance). In California, you will need to give them access to your driving record. If you haven’t had insurance before, have them shop you in 6 months, as you’ll be eligible at more companies. Anyone who says “THIS company has the best prices” is blowing smoke — the quote is free, and the only way to know is to quote them all. Make sure you ask whether your driving record and credit score were taken into account — otherwise they’ll jack up your rate after they write the policy. You can get quotes from the captive companies (GEICO, etc.) on the off-chance that they come in the lowest.