about 8 hours ago - 7 comments
Question by : Automobile insurance more pricey for men? I’m twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs €3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen
about 8 hours ago - No comments
Question by Jane: Massachusetts auto insurance market changes? I heard there were some law changes in the Massachusetts auto insurance market lately? If this is true, can anybody summarize what they mean for the consumer? —————————————— Answer by LouiseMassachusetts, known for the highest auto insurance claim rate, now has a new system where auto insurance
about 1 day ago - 2 comments
Question by HULK: what is an insurance quote? people say low insurance quote …. what is it. how does it work and how does the whole vehicle insurance thing work what if i buy a $ 5000 vehicle … how much would i be spending each month including tax, insurance> EXCLUDE GAS —————————————— Answer by
about 1 day ago - No comments
Question by yaguru: Auto Insurance- What does the “Family Protection Endorsement” mean? Hi, I was just reviewing my auto insurance policy. Does anyone know what a Family Protection Endorsement means? —————————————— Answer by Fred CYes, it is basically another term for a type of uninsured/underinsured motorist coverage. It provides primary insurance coverage guaranteeing any bodily
about 2 days ago - No comments
Question by : Am I paying to much for vehicle insurance? I like in Tempe, AZ. I am under my parents insurance and I am paying $ 200 a month for vehicle insurance. I drive a Toyota Yaris 2007. At first I thought what I am paying for was wayyyyy to much, but I got
about 2 days ago - 1 comment
Question by TamiJohnson99: Is it legal in CA for a used vehicle dealer to sell you auto insurance? i purchased a used car, and the used vehicle dealer put in the contract that I was also purchasing auto insurance thru them…but i wuld get a refund of those premiums when I provided a copy of
about 3 days ago - No comments
Question by e e in california: Unsure about auto insurance law? I got a great quote (liability only) from an agent who went through the large auto insurance casualty company for my commercial vehicle. It’s almost too good. It is more than half the price of the next lowest quote I found. The thing is
about 3 days ago - No comments
Question by Lila E: where can I get free legal advice about small claims auto insurance SR22 coverage? My auto insurance company did not inform me I did not have a valid drivers license (I did not know either) and sold me a policy. I got pulled over and lost my vehicle because I was
about 4 days ago - No comments
Question by : Volkswagen GTI owners, how much do you pay for insurance? I am doing a project and I need to get 3 auto insurance quotes. It’s due tomorrow, if it’s not too much trouble could anybody get me 3 quotes? This is the specifics: 2008 (White) Volkswagen GTI 2-Door Hatchback 46,000 miles 2
about 4 days ago - No comments
Question by Jhonson j: Does Colorado Traffic School offers Auto insurance discount along with ticket dismissal? If I take Colorado Traffic School course will it reduces auto insurance fee as well as remove traffic points from my driving record. —————————————— Answer by Nathen AHello Johnson, By completing the Colorado Traffic School On the web Course
about 1 year ago
This is essentially fraud. Your friend would be well advised to inform the insurance company as soon as possible. Your insurance premium may be cheaper, but you are pretty much paying them for no cover in return, as if you make a claim and they check your driving history (which I wouldn’t be surprised if they did) you will receive no payment from them whatsoever.
about 1 year ago
If the accidents were not considered your friends’ fault, her company shouldn’t do anything, except maybe remind her that she should have reported them. If one or more were considered at fault, she’ll probably be canceled. Most insurers in the US use a service called Comprehensive Loss Underwriting Exchange (CLUE) and trade this information.
Being canceled for fibbing isn’t the end of the world, but it will make it harder–and a lot more expensive–to get auto insurance for the next 3-5 years.
about 1 year ago
If your friend has an accident, the insurance company will most likely pull her driving record. They might even do it when she renews her policy, even if nothing has changed. If they find out because she had an accident, they may not cover her because she failed to disclose her previous accidents. They will also drop her. If they pull her driving record at renewal time, they will most likely drop her.
Your friend needs to call her insurance company immediately, and tell them about the accidents. Better yet, she should pay a visit to her insurance agent (assuming she has one). Best case scenario: she will incur a significant rate increase. Worst case scenario: the insurance company will drop her.
about 1 year ago
The worst? I would assume that they cancel the premium.
If she goes to make a claim, they could cancel the insurance and render any stated coverages void. That situation is probably worse than it sounds — it can cost her a lot of money or worse, depending on where she lives and what happened.
I’ve created a new auto insurance policy without disclosing a ticket before (accidental omission), but never an accident. They just adjusted my premium a few months down the road.
My advice: find a new insurance provider, be truthful with the application, and then she can cancel her existing policy and hopefully receive a pro-rated refund.