Question by aim2lead:
Car Insurance quotes – Inquries to my credit file?

I am planning to purchase a used car. So I began checking the insurance quotes online. I gave my personal information like Social etc. Now when I checked my credit file there are inquiries made by some insurance companies. Now my doubt is, will these effect my credit score. I am lot worried because, I have checked too many insurance quotes for the last one week. I doubt it will make my credit score fall. Please help if there is a way to rectify this.


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Answer by src50
Those should be “soft” hits (not applications for new credit) and will not affect your credit score very much. Most insurance companies do factor in credit history when determining rates.

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