Question by Joe B:
When automobile insurance pays a medical claim do they subtract the cost of the hurt celebrations insurance payout?

I’m just curious when someone gets into a automobile accident, lets state someone gets injured. They sue for medical expenses and in scenario 1 their insurance pays for it. Can they still file a claim for the full amount of treatment since they pay for that insurance and no law forces them to have insurance OR would the insurance payout the price remaining, if any?

How does that work?
Just want to know for idle knowledge.
By insurance paying for it, I mean the hurt celebrations healh insurance.


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Answer by WRG
Actually what would happen is the hurt party’s medical insurance would pay the bill and then sue the auto insurance carrier. This is called subjugation.

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