about 8 hours ago - 1 comment
Question by Crazy Lady: Automobile insurance… Who are you insure with/best quotes. Will choose quick best answer.? Who is the cheapest insurance company o go with for a 20 year old male whom has been driving for 3 years. Getting insure on a mazda 6. Thank you —————————————— Answer by JohnnyI use GIECO and I
about 8 hours ago - No comments
Question by : Auto insurance company needs more information about you? Would you be suspicious if you get a letter in the mail from what appears to be from your auto insurance company asking for your daytime phone #, drivers license #, social security #, and date of birth under any circumstance? —————————————— Answer by
about 1 day ago - 2 comments
Question by a7xoholic: What kind of vehicle would have cheaper vehicle insurance? I want to purchase a vehicle I have $ 10 000 and I woult like to purchase a vehicle that would be good on gas, and have a cheaper insurance, any suggestions and quotes? what’s an IRA I’m Canadian. —————————————— Answer by CVAny
about 1 day ago - No comments
Question by : Can your Dad add you to his Auto Insurance without you having a driver license? I have a Texas state ID, and I will be getting a driver license in the next week, but can my dad put me on his insurance without the drive license (Geico)? I am not on his
about 2 days ago - 4 comments
Question by ishmestephanie: Did anyone else know that vehicle insurance companies run your credit? My boyfriend and I were thinking of moving. We are both on our parents insurance and what not so I was just running quotes to see what the rates would be like, and it asked me for my social… What the
about 2 days ago - No comments
Question by JustB: Can your Dad add you to his Auto Insurance without you having a driver license? I have a Texas state ID, and I will be getting a driver license in the next week, but can my father put me on his insurance without the drive license (Geico)? I am not on his
about 3 days ago - No comments
Question by rocktcasbah2000: I have Mercury Vehicle Insurance, what should I watch out for? I recently opened up a policy with Mercury vehicle insurance because they gave me the best quote. A month later my roomate was doing research and found a big amount of people giving bad reviews of Mercury vehicle insurance. Since I
about 3 days ago - No comments
Question by : What’s the best auto insurance for teenagers? I’m a female, 17 & about to get a car. I was wondering what is the best/cheapest auto insurance for me to get. —————————————— Answer by Umair Bin AhmedCheck here and Get free insurance quotes, compare plans and save big! http://goo.gl/7oGna Answer by drumpackWell I
about 4 days ago - No comments
Question by Help_Me: What’s the cheapest best vehicle insurance in Pinella’s County Florida or how can I find out? My Mother’s using the AARP insurance for her vehicle and it just went up. Is there a way to find out what might be cheaper than that without filling out all those quotes with your presonal
about 4 days ago - 1 comment
Question by : Where is the best place to get an auto insurance quote? Where can I get a free auto insurance quote? —————————————— Answer by MikeThere’s a couple of place on the world wide web that offer free auto insurance quotes. Jut be sure to find a reliable source. I will provide you with
about 1 year ago
It’s called a driving abstract you can just go to the DMV and request one they are pretty cheap, maybe $6 to $10 for one or you might be able to get it on your states website. Or I bet if you ask the insurance company that you are interested in to look that info up for you, I’m sure your not the first person that can’t remember accidents, dates, tickets etc..
about 1 year ago
i own a repair shop,and i know there is one,,but i cant find it,,this used to be open to the public,,but the last time i tried it it said URL doesn’t exist anymore,but someone might know a way to do this,,i know they have access to a large data base,,that has all of our driving records on it,,good luck with your hunt though,,hope this help,s.
about 1 year ago
If your name was on the title and insurance…then your name will be associated with the accidents anyway.
Every state sells its accident information to a company in Atlanta called ChoicePoint. Many states allow ChoicePoint to access this information on a daily basis.
ChoicePoint then compiles it and will sell it to insurers….who use it for underwriting.
If you apply for insurance and suffer an ‘adverse underwriting decision’ based on information obtained in your MVR (motor vehicle report), you will have the right to get a copy of the information from ChoicePoint.
If you are applying for insurance and comparing quotes…the company you apply to will pull a report on you and will be able to find the correct accident data for you, regardless of whether you got the dates correct on the prior accidents or not.
You will not be dumped for providing ‘false information’.
If you don’t remember the dates….then just estimate them…just make sure you disclose as many as you can remember.
To answer your last question….ChoicePoint gets all the data elements on accidents from the standardized SARS form….so that cross referenced information will be a part of your report.
about 1 year ago
Accidents show up on a claims loss report, commonly referred to as a CLUE report. I would suggest obtaining a LOE, letter of experience, from the insurance company who was covering you at the time of the accident. This should advise that you were not the operator of the vehicle. CLUE reports will not indicate alcohol was involved. CLUE reports are often inaccurate.
An MVR report will show an accident in certain states, if a police report was filed. This report comes directly from your license at the DMV. This should not be a worry unless your brother used your DL.
If activity was found on your record a notice should be mailed to you and list an address of the reporting company where you can obtain your consumer reports.
about 1 year ago
insurance companies use two different means to collect the info they need
the first is by your driver license number – info gathered from the state
the second is from a reporting agency that registers all claims
you will probably find that there isn’t anything showing up from your DL # but will show a claim filed under a policy owned by you
you should be prepared to show that you were not the driver in those instances
about 1 year ago
The DMV, CLUE, and somtimes ISO.
After so many years, the incident falls off your record. I think it’s 3 years.