Question by onlineautoinsurance:
Any feedback on on the web auto insurance sites like http://www.onlineautoinsurance.com & http://www.insurance.com

I just was wondering if anyone can provide feedback from on the web auto insurance sites such as http://www.onlineautoinsurance.com & http://www.insurance.com where you can compare rates and buy policies online?


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Answer by Queen B
i do not recommend buying your policy on the web for a few reasons. first, unless you really know what insurance limits you need and are very familiar with insurance you are likely going to be missing some coverage you need. i get a lot of people in my office who have purchased policies on the web only to find out later they did not have what they needed. second, its ALWAYS superior to have a local agent. this way you have an actual human being to go to for help and represent you and inform you of what your policy actually entails. Its good to have the same person who is familiar with you and your policies when you need to file a claim or need to change anything on your policy, etc. third, most times when you quote on the web they are not running your credit or dmv reports so the quote you get might not be what your actual premiums come back as. call a local independent agent. they write for a lot of companies and can advise you on what ideal fits your needs and find you a good company with good rates.

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