Question by heart_and_troll:
Car insurance – some info on the web states if I have an accident my collission insurance should pay not only for?
repairs but also for the dimunition in value of the automobile (e.g., it’s no longer a automobile that is never been in an accident, for which a buyer might pay a bit more). My Calif ins agent says, on behalf of the major national insurer for which he is a captive agent, ‘no’. Who’s right?


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Answer by Flywheel
Both might be right … depending on the specific provisions of your policy and/or the state you are covered in. You are agent is probably giving you the correct information. However I recommend you call your “major national insurer” and simply ask them. Give them your policy number and hear what they have to say. They are not going to lie to you.

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