Question by needautohelp:
If I have a combined auto insurance policy with my my spouse, does the claim history follow both of us?

I have an auto insurance policy with my spouse. He was in an accident and filed a claim. He is not planning to purchase another automobile and is going to use public transport. If I drop him from my policy, will my rates still go up because of his claim even though I was not involved in the accident? If I go with a different insurance company only for myself, will they also quote higher rates because of the claim?


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Answer by dick_tracy
since you are married you are like one in cali ( I dont know where you are) but if you are in cali his rates would effect you because you are married to him. A lot of insurance companys go by the registration so if he is on there he would pose a problem but if not you could get away with it. let the agent you are working with know. they cant help you if they dont know whats going on. If they dont help move on. You would be suprised on what companys work with you.

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