Question by Meghan L:
when automobile insurance companies quote your rates they run your name SS# etc.Where is the information coming from?

I am looking to obtain a list of the accidents i have been in so that I know why i am being quoted so high by insurance companies. I am sure somewhere there is a Database to get this info. Is it linked with the DMV? I know you can get a list of tickets you have received but does it include accidents?


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Answer by Lisa
Insurance companies run your motor car report which they get from each says department of motor vehicles. The program used to get the MVR is Choicepoint. Just contact your local DMV and ask for a copy of your MVR.

Another report companies use is called a CLUE report. This is also received from Choicepiont. It lists all claims you have made going back about 5 years.

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