Question by Lottie:
When getting automobile insurance quotes, do I have to list any violations that do not appear on my driving record?
I had a speeding ticket 2 years ago, but I got a copy of my driving record and it’s spotless. Should I list that violation or would it injured my rate?
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Answer by owlcroft
First off, I think somehow Yahoo recommended the wrong category for your question. However, if you somehow got the speeding ticket erased, then you do not have to list it. If you just paid it off, then you should. Clerical errors can be found and corrected later, and if you have fudged your info to the insurance company, they can cancel your policy or refuse to pay out on a claim.

Hope that helps!

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