HOW MUCH WILL MY CAR INSURANCE RATES GO UP IF I PAY MY TICKET?
I have Progressive automobile insurance. I got the ticket in Missouri for 14 MPH over the limit (44 MPH in a 30 MPH zone).
If I just pay the fine ($65.00) and take the points (4 points), how much will my automobile insurance rates go up?
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January 12, 2010 - 5:57 pm
No real way to tell.You can take driver school so you don’t get points on your license and your rates won’t go up. But you would have had to tell them that when paying the ticket.
January 12, 2010 - 6:06 pm
Unfortunately no one can answer you that, not even your company. You will not know until your renewal date. But I can say that you may not see a huge difference if that is the only ticket you have, and you are getting other discounts. Sometimes depending on how long you have had the policy they will not charge you for one ticket, but I can’t speak for Progressive.
January 12, 2010 - 6:27 pm
one never knows some times it goes up sometimes it dont hard to say i had to wrecks a week a part mine when up 20 bucks and one wasnt my fault have not had a speeding ticket in 30 yrs and i drive 80 best move with flow of traffic
January 12, 2010 - 6:48 pm
It’ll probably be at least a couple hundred dollars. Your best bet is to go to court if you can and they can decrease it to 2 points and you’ll just pay more up front. It’s the best way to go, methinks, since you’ll be paying more for your car insurance for awhile.
January 12, 2010 - 7:06 pm
taking driving school may take the points off your record, but the insurance company still counts them. However, if it’s your first ticket, most will forgive ONE. it’ll go up around 12%, usually. Call your agent.
January 12, 2010 - 7:38 pm
No one can answer that question except your insurance carrier. If they do, their pulling a number out of the air
January 12, 2010 - 8:02 pm
thanks
January 12, 2010 - 8:38 pm
You can compare how the insurance quotes would change, for example here – autoinsurance.noneto.com
January 12, 2010 - 8:39 pm
your rate will go up whether you pay your ticket or not because it will show up on your MVR and your driving record is what affects your rate
you can expect at least a 10% increase in rate