WHY IS MY CREDIT RATINGSCORE BROUGHT DOWN FOR GETTING CAR INSURANCE QUOTES?

Any inquiry into your credit history will cause your credit to decrease. Sometimes as much as 15 points! The best way to handle this is to do your homework before you let investors or insurance agents check your credit. Knowing that your credit score is affected by simple inquirys just means you have to be a little more on top of things in the credit world. It is supposed to be designed so that wise decisions will cause it to go up, bad ones to go down. Which is why it is so important to put a stop to random credit checks by people you don’t know. I would sign up for something like credit inform or something else through your bank. It’s just smart in today’s world of identity theft and us little guys fighting for a piece of the big pie. Just remember there a number of factors that increase your credit just as there a number of factors that decrease it. Get some info on the subject and make the decisions to increase it and you should have no problem in the future. It takes work, but it can happen.