http://insurance.123thebest.info

Good luck.

There is no uniform answer to either question. Usually, the usage of the vehicle (commute, business, or pleasure) is primarily for informational purposes, not rating purposes.

It is important to divulge your delivery job to your insurance company because they may deny a claim based on their lack of that knowledge. Note that they “MAY” deny a claim, not that they would automatically deny any and all claims. That is why it is critical that you call your insurance company and ask how they would handle your specific situation.

I recently had a client that rolled his truck on a Monday and totaled it out. He called us on Tuesday, not even knowing WHERE his truck was located. We called the Highway Patrol and located his truck in a wrecking yard and called Progressive Claims. They worked the claim on Wednesday, helped the client find a suitable “replacement” vehicle and he was in our office on Thursday in his “new” truck – wanting to make his necessary vehicle substitution and get new ID Cards.

That’s NOT weeks – that’s a matter of DAYS and he’s driving something different!

I have heard claimants complain “They paid the claim so fast, I didn’t even know if I was HURT yet!”

Progressive has tried to go to “preferred shops” where business is agreed on and they know the shop will provide a properly repaired auto at a proper price. They cannot legally put you back into a vehicle that is NOT repaired to “pre-accident” condition, and as long as it IS repaired to specs – what difference does it make to the consumer if they got the job done for $ 3000 or $ 5000?

They also have concierge service in a lot of larger towns where you have your rental car waiting for you when you get there.

Good luck and I hope this helps!

Insurance has less to do with where you live & more to do with many other factors. Finding the best company in your area that will take all of your factors into consideration & give you the best rate is the key to saving money.

A number of factors can affect the cost of your automobile insurance. Age, make and model of car, driving record, purpose the car serves, where you keep and drive your car, and your credit rating all affect insurance rates.

Ways to lower your rates:
There are a number of things you can do to lower your rates. Here are some tips:
1) It pays to shop around. You can often find policies that vary hundreds of dollars for the same coverage on the same car.
2) Choose an automobile that is inexpensive to insure.
3) Ask your insurer if they offer any discount plans. Most insurance companies have both vehicle and operator discounts.
4) Raising your deductible can lower your premiums. Make sure you can afford a higher deductible.
5) Drive defensively.
6) Improve your credit history.

To visit InsureMe go to: http://www.insureme.com/landing.aspx?Refby=614507&Type=auto
Take care – Ron.

http://www.AmericaInsured.com

The Best 100% Free Auto Insurance Quotes

You should go to the website of the Insurance Information Institute and click on Auto Insurance.

It should have a state ranking of each state’s average premium and then you can compare state by state rankings.