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Q&A: WHERE CAN I GET INFORMATION ABOUT CAR INSURANCE QUOTES?


Question by Cat:
Where can I get information about automobile insurance quotes?

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WHEN SHOULD I START LOOKING ABOUT FOR CAR INSURANCE QUOTES AS MY INSURANCE RUNS OUT IN MAY THIS YEAR.?


Question by weber:
When should i begin looking about for automobile insurance quotes as my insurance runs out in might this year.?

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Q&A: WHAT CAN YOU TELL ME ABOUT AUTO INSURANCE DEDUCTIBLES?


Question by injuried:
What can you tell me about auto insurance deductibles?

My wife just got a new automobile and while registering it with our auto insurance company, I found out that we have 0 deductibles on both of our cars. Turns out we can save per 6-month policy if we raise it to a 00 deductible? Which is smarter to do?

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NEED HELP WITH A QUESTION ABOUT CAR INSURANCE QUOTES.?

Question by Kimberly P:
Need help with a question about automobile insurance quotes.?

Is it legal for someone else to get an insurance quote for you without your permission? The person called and told the insurance company they were automobiles he was thinking of buying. Neither automobile is in his name and neither owner gave express permission for him to ask for this information.

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Q&A: CAN ANYONE GIVE DETAILS ABOUT AUTO INSURANCE ONLINE?

Question by Shamiksha:
Can anyone give details about auto insurance online?

I need a superior auto insurance company in Texas.Give details to me….

Thanks

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I NEED 1 MONTH OF AUTO INSURANCE COVERAGE. DOES ANYONE KNOW HOW I MIGHT GO ABOUT FINDING A INSURER ONLINE?

-I live abroad
-I’m a U.S. citizen
-I will purchase a used automobile in California
-I will drive this automobile for exactly 1 month this summer
-I will then park it at my parents home for the winter
-It will not be driven until next year
-Most insurers appear to offer only 6 month policies with massive cancellation fees.
-Companies in the UK, AUS, and SAfrica appear to have 1 month policies.

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ANNOYING DILEMMA ABOUT FACTORING “AGE” INTO CAR INSURANCE RATES?

Okay this is annoying me. My automobile insurance policy is up for renewal very soon. It is a 6-mo policy. I am currently 24 yrs old but turning 25 literally 7 days after my policy renews. As you might know, generally automobile insurance rates decrease when you turn 25, because 25 is the age threshold that is no longer considered to be a “high risk” age group.

However, my automobile insurance company insists on rating my entire 6-mo policy as a 24-yr-old…which means that for literally 96.2% of my policy period, I will be 25 yrs old but paying the higher rates of a 24-yr-old. This does not make me feel happy or appreciated. >:(

So I was wondering…what would you do? Should I switch insurance companies shortly after turning 25 so that I can get a superior rate, and then perhaps switch back to my old company sometime shortly later? Is there a way I can negotiate with a manager so that he/she will re-rate me shortly after my 25th birthday? Thanks for the feedback.
To Duce: That sounds like a good idea, but they claim that they are unable to make any adjustments midway through the policy. I spoke to a rep from Travelers about it this day on the phone. Perhaps I should ask for someone else, and who?
Check out the “best answer” that Amber M. said for a related question: http://answers.yahoo.com/question/index;_ylt=AhkVRS_uq5DUxF7I80OTpEgjzKIX?qid=20070531131126AAyIK05

Basically she said that her automobile insurance company only gives the “over 25 yrs old” automobile ins. discount at the begin of the new policy that occurs after you turn 25. That is what I am experiencing now…and what sux for me is, that I will have to wait almost my whole policy all over again before I can get my justified discount. >:(
To John S: You said a good idea, and trust me I thought about doing that, since I take mass transit to work anyway(I only drive on weekends for “pleasure driving”). But my Mustang is financed, so it is MANDATORY that it stays insured. If the bank discovers that a period went by where it was uninsured, they will retroactively bill me THEIR insurance rates for that period, which are probably a lot higher than my current rip-off policy.

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IS IT OK TO LIE ABOUT BEING MARRIED TO GET A LOWER AUTO INSURANCE RATE?

My insurer gives me a much lower auto insurance quote if I state that I am married. I could state that my imaginary partner doesn’t even drive. Are there any consequences to listing myself as married? Can it come back to bite me?

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NEED HELP WITH A QUESTION ABOUT CAR INSURANCE QUOTES.?

Is it legal for someone else to get an insurance quote for you without your permission? The person called and told the insurance company they were automobiles he was thinking of buying. Neither automobile is in his name and neither owner gave express permission for him to ask for this information.

LEARN MORE ABOUT THE TEENAGER CAR INSURANCE

Teenagers are more excited when the day they begin to drive alone having the license that will grant them. What could be the consequences that you might anticipate when this day comes? This question is what most parents ask about this thing. There are lots teenagers who are uncontrolled when they are driving. A lot of them are so intense and over confidence already driving in an costly automobile with their companions. Parents are most likely involved on how to control this too much excitement of their kids, definitely they are thinking of teenager automobile insurance that will ensure their children safety. But, because of these trends some of the teenager automobile insurance already set standard rates to be paid by the policy holder. These insurance companies give higher charges if the automobile is an costly sporty class type.

Teenager are most likely disappointed about this fact, but they have to remember that there are certain reasons on why should they follow this guideline for their own safety. The number of recorded cases will really show on how many teenagers are already involved in different accidents that causes serious and sometimes death casualties. These teenager automobile insurance companies know this because young people are more fearless when driving compare to those older and experienced drivers. This is one of the reasons why automobile insurance companies are setting higher rates of premium that offers from these automobiles belonging to higher categories. Probably one of the things to do is providing these teenagers a much larger automobile rather than a costly sports automobile that might lead to more serious problem, this huge hefty automobile will not easily crash and it is much safer until the time they can really drive a automobile which is a horsepower engine.

Parents also should think about buying a second hand automobile for their children because this is also less costly and as a starter for their children in driving this is much safer, they can also get it in cash payment because the amount is much cheaper than brand-new automobiles and they can easily get the right insurance that will fit their budget. In acquiring a teenager automobile insurance for their kid will definitely lessen their cost. The liability insurance is more fit because it will completely lower the price rather getting the collision and comprehensive as well. Keep in mind that these second-hand automobiles are really cheap and the adjustment on the premium payment is very easy.

There are also some factors that can be helpful in minimizing the premium cost, parents must always remind their children regarding some of the guideline to follow so they can always take advantage of the discounts especially from the teenager automobile insurance companies. By maintaining a good driving record it will help you to lower the expenses in paying the insurance. Remember that if there are cases of accidents that teenagers under this insurance policy will really create a headache because this companies will definitely charge higher rates. Most insurance companies offer great deals for student drivers who excel in their class especially having recognition receiving awards. These type of students really deserve to get some good credits from different teenager automobile insurance because they are also excellent in driving.

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