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Q&A: UNSURE ABOUT AUTO INSURANCE LAW?
May 18th
Question by e e in california:
Unsure about auto insurance law?
I got a great quote (liability only) from an agent who went through the huge auto insurance casualty company for my commercial vehicle. It’s nearly too good. It is more than half the price of the next lowest quote I found.
The thing is that the next lowest quote came from the same auto insurance casualty company but through a different agent. And, I have gotten other quotes through several different agents through the same casualty company.
I called the huge company directly and told them the situation. They told me that if he had the VIN of the car then there could be no problem as far as classification of the type of commercial vehicle.
My major concern is that should there be an accident, and this lower priced insurance that I am paying was not accurately quoted by the agent, am I liable for damages? Are there clauses in the paperwork or contracts that protect me from this situation? Will I be obligated to pay the balance of what I was misquoted if an accident occurs?
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WHERE CAN I GET FREE LEGAL ADVICE ABOUT SMALL CLAIMS AUTO INSURANCE SR22 COVERAGE?
May 18th
Question by Lila E:
where can I get free legal advice about small claims auto insurance SR22 coverage?
My auto insurance company did not inform me I did not have a valid drivers license (I did not know either) and sold me a policy. I got pulled over and lost my automobile because I was not informed. I want to sue the insurance company for selling me a policy they could not live up to because unlicensed drivers can’t be insured.
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QUESTION ABOUT CAR INSURANCE? THIS IS CRAZY!?
May 10th
Question by Guiseppe:
Question about Automobile Insurance? This is crazy!?
I have a question about automobile insurance.
I was recently shopping around for quotes for automobile insurance. I had gotten an email about Washington Mutual Automobile Insurance, so I decided to get a quote. I was astounded when they quoted me with $ 2500 each 6 months or $ 5,000 a year. I was just absolutely blown away. My car, a 2004 Nissan Sentra, is barely even worth that much.
I called them up and asked why they were quoting me that rate and they stated it was because of my age and credit score. I am only 23 and I have really bad credit, but there is NO OTHER insurance company that quoted me a rate anything near as high as that.
Progressive quoted me $ 600 each 6 months or $ 1200 a year. Geico $ 613 each 6 months or $ 1200 a year. Allstate was $ 1,200 each 6 months or $ 2,400 a year. And Say Farm was $ 800 each 6 months, $ 1600 a year. These quotes were all for identical insurance policies.
I have never been in an accident, never been arrested, never been given a ticket for ANYTHING.
Does age and credit score make that much of a difference? That is insane, no one in their right mind would pay the full value of their automobile each year in insurance fees. What do you think?
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Q&A: CAN ANYONE ANSWER MY QUESTION ABOUT MY AUTO INSURANCE POLICY?
Apr 21st
Question by KrOnOmEnTrOpHoBiA:
Can anyone answer my question about my auto insurance policy?
okay, last december 2005 I was involved in a minor automobile accident due to weather conditions, and I had to pay my auto insurance company a “500 deductible” to repair the damages that I made to my vehicle, so they had fixed it. This august of 2007, I receive a letter from my insurance policy attorney stating that I am being sue by the plantiff of the automobile that I hit. Why I am being sued if I was cover by my insurance policy and the plantiff car, and is there anything I can do to defend myself. Because they should go after my insurance company if they did not pay for the plantiff car…. not me.
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Q&A: CAN SOMEONE PLEASE TELL ME ANYTHING ABOUT UNITRIN AUTO INSURANCE?
Apr 14th
Question by H.P.I.C.:
Can someone please tell me anything about Unitrin auto insurance?
They have the cheapest quote for me so far, but I have not really heard much about it. If you have/had it please let me know if it is a good company. Thanks!
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UNSURE ABOUT AUTO INSURANCE LAW?
Apr 12th
Question by e e in california:
Unsure about auto insurance law?
I got a great quote (liability only) from an agent who went through the huge auto insurance casualty company for my commercial vehicle. It’s nearly too good. It is more than half the price of the next lowest quote I found.
The thing is that the next lowest quote came from the same auto insurance casualty company but through a different agent. And, I have gotten other quotes through several different agents through the same casualty company.
I called the huge company directly and told them the situation. They told me that if he had the VIN of the car then there could be no problem as far as classification of the type of commercial vehicle.
My major concern is that should there be an accident, and this lower priced insurance that I am paying was not accurately quoted by the agent, am I liable for damages? Are there clauses in the paperwork or contracts that protect me from this situation? Will I be obligated to pay the balance of what I was misquoted if an accident occurs?
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ARE EMPLOYERS REQUIRED TO INFORM INDEPENDENT CONTRACTORS ABOUT COMMERCIAL AUTO INSURANCE?
Mar 3rd
Question by :
are employers required to inform independent contractors about commercial auto insurance?
i was just in a major auto collision and now my insurance is trying to deny coverage because they think i was on a delivery for my employer at the time. supposedly all delivery drivers need a special commercial insurance. i did not know this. is my employer required to tell me if im an independent contractor?
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HOW DO I ANSWER THIS QUESTION ABOUT CAR INSURANCE?
Feb 26th
Question by ed07:
How do i answer this question about automobile insurance?
My sister and i are on the loan for a automobile that I am driving. We have insurance but im not on it. I want to put it under my name now, but when i get a quote on the web they ask if i’ve been insured for the past 2 or3 years i dont know what to say. Yes because the automobile HAS been insured or no because it was not under my name. Can i even get insurance if her name is on the loan too??
Thanks in advance
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AUTO INSURANCE COMPANY NEEDS MORE INFORMATION ABOUT YOU?
Feb 8th
Question by :
Auto insurance company needs more information about you?
Would you be suspicious if you get a letter in the mail from what appears to be from your auto insurance company asking for your daytime phone #, drivers license #, social security #, and date of birth under any circumstance?
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ANY SUGGESTIONS ABOUT WHICH AUTO INSURANCE CARRIER TO USE?
Jan 13th
Question by lynn:
Any recommendations about which auto insurance carrier to use?
I’ve been shopping online, but the quotes are higher than I expected.
Thanks!
I’m looking for rates in Connecticut.
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