Posts tagged accident

Question by Chris C:
How long does it take for auto insurance to pay out for no-fault accident?
Hello – I was involved in an auto-accident in March of 2006 in which both insurance companies (mine and hers) concurred that it was the other party’s fault and I was a zero-liability. Their insurance company (let’s call them “Venus”, of ease) has asked for receipts ($ 1000 in rentals which my coverage does not cover), my deductible amount and any other amount which I had to put out (total is about $ 1,700). I have waited since April for them to pay me. I get letters from “Venus” each other week saying they are “pending further investigation” – but, I am at wits-end and want my money which I had to pay-out for an accident that everyone acknowledges is not my fault.

Does anyone know what the law/rules are in California and how long they can take to pay after they find the other celebration is at fault? Also, what can I word in a strongly worded letter to get this finally paid. I dont want to hire lawyer for such a low amount – but, that extra 1700 sure would be nice at the moment. Thanks! Chris
BTW, Ive called, faxed and sent letters – I just get the same “pending investigation” BS.
My insurance company is waiting to get paid out also for all the damages. I just wonder if there is some statute that I can cite in a certified letter to them which demands they pay the 1700 now. Otherwise, my own insurance states to take them to Small Claims – and, who has time for that? I have called, faxed, emailed – you name it – but, I just want to cite some law and need help with a strongly worded approach to make them pay this . It will be a year in March/April since they have accepted liability for their client’s fault.

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