Posts tagged Auto

Question by e e in california:
Unsure about auto insurance law?
I got a great quote (liability only) from an agent who went through the huge auto insurance casualty company for my commercial vehicle. It’s nearly too good. It is more than half the price of the next lowest quote I found.

The thing is that the next lowest quote came from the same auto insurance casualty company but through a different agent. And, I have gotten other quotes through several different agents through the same casualty company.

I called the huge company directly and told them the situation. They told me that if he had the VIN of the car then there could be no problem as far as classification of the type of commercial vehicle.

My major concern is that should there be an accident, and this lower priced insurance that I am paying was not accurately quoted by the agent, am I liable for damages? Are there clauses in the paperwork or contracts that protect me from this situation? Will I be obligated to pay the balance of what I was misquoted if an accident occurs?

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