Posts tagged Buying
WHEN BUYING AUTO INSURANCE, WHY DO THEY DO A CREDIT CHECK?
Apr 29th
Question by Valerie:
When buying auto insurance, why do they do a credit check?
Why does your credit effect your insurance premium. My insurance company withdraws my premium directly out of my checking account, and if I do not pay my insurance, they would simply cancel my policy, so what role does credit have in this situation. I must of had a “ding” or two on my credit, because after I was quoted, my premium went up a few bucks a month after they ran my credit. I have never caused and accident, nor had ANY moving violations……been driving 17 years….what gives? Is this just a way to get more money out of us? Being late on a couple bills over the years does not make you a reckless driver!
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DO YOU HAVE TO PAY A DOWN-PAYMENT WHEN BUYING CAR INSURANCE?
Apr 1st
Question by Sensual man:
Do you have to pay a down-payment when buying automobile insurance?
My insurance quote is $ 270 (1st time driver). When i purchase my insurance will I have to put down an additional deposit on top of the $ 270??
thanks!!
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AUTO INSURANCE WHEN BUYING NEW VEHICLE?
Feb 29th
Question by HaLF_BaKeD123:
Auto Insurance when buying New Vehicle?
What is procedure on obtaining Auto Insurance when you purchase a new car and have no present insurance account setup?
Does dealer offer temporary insurance until you can get quotes from a few companies?
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I INTEND BUYING A NEW HONDA. WHAT AUTO INSURANCE BUYING PROCESS DO YOU SUGGEST?
Jan 22nd
Question by charlieburke52:
I intend buying a new Honda. What auto insurance buying process do you suggest?
Problem is:I don’t know whether to insure it before or after buying the car.
i might think about comparing quotes online, but i do not know if this is necessary.
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WHAT ARE THE LEGALITIES WITH BUYING A CAR?
Nov 26th
Question by equalitymatters:
What are the legalities with buying a car?
I put in a credit app online. The dealership called me, I went to them to look at the cars.. They worked out how much my downpayment would be and how much my trade in value was. I am a first time buyer, so I was required to have full coverage insurance. I told them it’d take a few days for me to get the insurance b/c I had to get the money. I came in a few days to sign all the paperwork for the automobile and give them the downpayment. I went back 3 days later (Friday) to provide my proof of ins (after paying $ 500 for it), signed the title over from my trade in to them and got the car. I receive a call from the dealership on the following monday adv i was not approved and had to bring the automobile back or get a co signor.
This does not seem legal to me? Anyone have any advise?
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Q&A: WHAT ARE THE LEGALITIES WITH BUYING A CAR?
Nov 24th
Question by equalitymatters:
What are the legalities with buying a car?
I put in a credit app online. The dealership called me, I went to them to look at the cars.. They worked out how much my downpayment would be and how much my trade in value was. I am a first time buyer, so I was required to have full coverage insurance. I told them it’d take a few days for me to get the insurance b/c I had to get the money. I came in a few days to sign all the paperwork for the automobile and give them the downpayment. I went back 3 days later (Friday) to provide my proof of ins (after paying $ 500 for it), signed the title over from my trade in to them and got the car. I receive a call from the dealership on the following monday adv i was not approved and had to bring the automobile back or get a co signor.
This does not seem legal to me? Anyone have any advise?
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DO YOU THINK BUYING GAP INSURANCE IS WORTH BUYING FOR A USED CAR IN THE $11,000 RANGE?
Nov 2nd
Question by crazylegs:
Do you think buying gap insurance is worth buying for a used automobile in the ,000 range?
the automobile blue books for over $ 12,000 so i did not get it with my financing but I have seen on the web that you can get it for a one time premium of $ 299
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I LIVE IN PA…I NEVER HAD CAR INSURANCE BUT I’M BUYING MY FIRST CAR. I CAN’T GET A CAR INSURANCE QUOTE SO…
Oct 21st
Question by kago:
I live in PA…I never had automobile insurance but I am buying my first car. I cannot get a automobile insurance quote so…
how can I drive the automobile off the lot if I do not have insurance? I am lost…can somebody help me solve this problem? Thank you.
I’m 28…but as you can tell I have not a clue about all that goes into buying a car. I just got my license less than a year ago. I got approved for my loan to pay for the car…have to go for my appt at the bank Monday. But I do not have the insurance…I’ve tried calling about quotes but since I am a new driver and never had insurance before they stated I needed to purchase the automobile before I could get a quote. Is that right, if so how can you drive the automobile off the lot without insurance. It doesn’t make sense at all. Please help me. I would really appreciate it.
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WHEN BUYING CAR INSURANCE DOES THE INSURANCE HAVE TO BE IN THE SAME NAME AS THE REGO?
Oct 6th
Question by Geoff C:
When buying automobile insurance does the insurance have to be in the same name as the rego?
I’ve just purchased a new automobile and the rego is in my name, can I purchase the insurance under my partners name, or does the insurance have to be in the same name??? I live in NSW in Australia.
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BUYING FIRST CAR AND AUTO INSURANCE QUESTION.?
Oct 1st
Question by Brett H:
Buying first automobile and auto insurance question.?
I just got pre-approval for an auto loan. I do not even have a automobile in mind yet. My question is when do I contact insurance companies? Should I look at cars, pick on I like, and then contact automobile insurance companies about quotes or should I call them before I even go browsing? Im just a tiny lost.
Also, I hear automobile insurance is flipping crazy for young men. Im a 22/Male in New Mexico so if anyone has insight or recommendations I would appreciate it 
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