Posts tagged claim
HOW DO I MAKE AN AUTO INSURANCE CLAIM FOR SCRATCHES THROUGH AUTO OWNERS?
Sep 2nd
Question by bigdogchris:
How do I make an auto insurance claim for scratches through auto owners?
I purchased a used automobile a few months ago that had a near flawless finish. Over the past few months it’s been scratched several times by my nephew on his bike. We have talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel.
The problem is, before I knew I could claim damages, I used a touch up kit to cover the scratches and gouges so they are hard to see. But I could still take photos of them as they stand now and probably get a letter from the salesman, proclaiming the condition that he told it to me in. What else do I need to file a claim with Auto Owners? Yes, I have full coverage, including comprehensive.
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Q&A: IF I HAVE A COMBINED AUTO INSURANCE POLICY WITH MY MY SPOUSE, DOES THE CLAIM HISTORY FOLLOW BOTH OF US?
Sep 1st
Question by needautohelp:
If I have a combined auto insurance policy with my my spouse, does the claim history follow both of us?
I have an auto insurance policy with my spouse. He was in an accident and filed a claim. He is not planning to purchase another automobile and is going to use public transport. If I drop him from my policy, will my rates still go up because of his claim even though I was not involved in the accident? If I go with a different insurance company only for myself, will they also quote higher rates because of the claim?
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CAR INSURANCE COMPANIES WILLINGNESS TO PAY A CLAIM?
Aug 31st
Question by mplsundin:
Car insurance companies willingness to pay a claim?
I’ve been looking at several different automobile insurance companies to compare rates and services. I have never had a claim in the past, but I was wondering if anyone had positive/negative feedback they had be willing to share about any specific companies and how they handled a claim. I have been warned that some companies are pain to work with when you do file a claim, but maybe that was just a few rare circumstances with the people I have already talked to. Thanks for you input.
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Q&A: WHEN CAR INSURANCE PAYS A MEDICAL CLAIM DO THEY SUBTRACT THE COST OF THE INJURED PARTIES INSURANCE PAYOUT?
Jul 17th
Question by Joe B:
When automobile insurance pays a medical claim do they subtract the cost of the hurt celebrations insurance payout?
I’m just curious when someone gets into a automobile accident, lets state someone gets injured. They sue for medical expenses and in scenario 1 their insurance pays for it. Can they still file a claim for the full amount of treatment since they pay for that insurance and no law forces them to have insurance OR would the insurance payout the price remaining, if any?
How does that work?
Just want to know for idle knowledge.
By insurance paying for it, I mean the hurt celebrations healh insurance.
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IS THE AUTO-INSURANCE CLAIM INFORMATION SHARED IF I SWITCH THE INSURANCE COMPANY?
Jul 3rd
Question by Sean P:
Is the auto-insurance claim information shared if I switch the insurance company?
Hi!
I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y?
Thanks!
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CAR INSURANCE CLAIM DENIED DUE TO NOT HAVING FULL COVERAGE, I PURCHASED POLICY ONLINE, I BELIEVED I DID. HELP!
May 5th
I bought a new 07 Scion Tc from the dealership in July 06. I bought my insurance on the web and I didnt get an immediate quote, it had to be verified or something like that, I was assuming because it was a new car. I received an email letting me know that I was going to get a response within the next few days. I still have that email. But the next thing I received was my insurance cards through the mail. I had an at fault accident in August 06. And the insurance denied my claim statting that I didnt select Full Coverage. I believed that was what I had. And the insurance should’ve made me aware of that knowing that my automobile was being financed. What can I do?
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WENT ONLINE TO GET CAR INSURANCE AND IT SAID THEY HAD TO CHARGE ME EXTRA BECAUSE I HAD A “COMPREHENSIVE CLAIM”
Apr 18th
By extra I mean 40 bucks extra each month. The “comprehensive claim” cost fifity dollars and was to fix a small dent in my windshield that I would have paid for had I known. I feel scammed. Anything I can do?
Anyway I guess this needs more details. I AM shopping around for insurance, this claim is on my MVR and is making my payments increase with all companies that I have looked into so far. Ugh.
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