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Answer by rottendog93
But they do, and you are trying to do business with them.
Deadbeats usually do not pay any bills on time.

Answer by oklatom
It’s no secret they run your credit. They are looking for risk factors that would increase your premium, and having a poor credit rating has been shown to increase the risk to the insurance.

Of course, you are not required to give out your social security number, but if you don’t, they can decline to insure you.

Likewise, your employment can also affect it. A bookkeeper would be less risk than a police officer for example.

Added: afterthought. Also it will decide if you can make payments, or if they want the whole thing paid up front.

Answer by sideboom
just stay on your parents plan until you get on your feet. your parents can do a credit check on their own plan( for you),to see how well you score with the company.

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Answer by McMuffin
Whenever they call, try to answer. If you can get a hold of someone you can ask them to please stop calling you and remove you from their list.

Answer by ken k
i keep telling people not to put their info on thes sites/they are unsecure and they sell the lists/good luck/you might have to change your phone number to unlisted one for 6 months

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Answer by magnolia
Geico
Progressive

Answer by aura_60970
Dunno if there is one in your area… but try Insurance Xpress
I started a full coverage policy on my truck (04 Ford) for $ 90.00.
Everyone else quoted me far more than that.
Seriously – see if there is one near you… might save you a bundle

Answer by suze q
Find an agent that carries lots of different companies. They can usually find you something cheaper.

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Answer by gomanyes
Try smaller companies. Sometimes huge ones are more strict.

Also, do not state International Driving License. Tell them that you have a license from whichever country you have, and that you have an IDL to go with it.

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Answer by tison28s
I pay the same amount no matter what insurance company i get for premium, i mean i think it’s too much, its all a ripoff.

Answer by mitch9262002
Because each company has their own underwriting guidelines. Age of drivers and types of cars carry different impacts on premiums. Discounts and insurance scoring could play a part

Answer by renni1010
they rate policies in groups, or tiers.

if all 4 of you fall into ‘one’ category driving history wise, and all 3 cars fall into ‘one’ category ‘year, type, value’ etc. wise then you’d get more similar premiums.

but, i am guessing that all 4 of you do not fall into one category and the 3 cars do not either, therefore you are getting quotes from 4 different companies and they all have different rating structures and tiers, so therefore you will get entirely different premiums as the outcome.

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Answer by PamelaS
It varies from company to company. Each company sets up their rate plan (the mathematical formula they use to compute your premium) differently, giving different values to different factors. One company might favor older drivers, one younger, another might be set up to favor only the very safest drivers. You have to compare different companies to make sure you have the right fit. If the agent you are meeting with is an independent agent, he or she can compare several companies for you. If they only deal in one company, I advocate some comparison shopping before you sign anything.

Answer by Diesel Fingers
If you own your automobile you can get liability only, that will halve your premium.
You can also shop around for the ideal price, and shave another 30% or more, depending how deep your search is.
I use

http://autoinsurance.guidearticles.com?id=m3y227

or any or all from

http://www.simplyinsurancequotes.com?id=m3y227

it is not as if it costs money to get priced up, time is all you need.
Good luck.

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Answer by frediwhite@verizon.net
At their insistence, insurance companies are regulated by the states, so there are 50 agencies. That makes it easier for the firms to influence legislation compelling to do what they want to do anyway so they can tell the consumer “We have to do it this way, it’s the law.”

Answer by Mary L
Insurance companies are licensed to do business in the says where they write policies. Those licenses are issued by the various say governments, often by a separate division in the executive branch and named the Department of Insurance or something similar. There are various say laws and administrative rules that outline how the company can operate, how much money they are required to have in “reserves” (to pay claims), non-discrimination, etc. A company might decide for various reasons not to provide certain kinds of insurance in the says where they are licensed, but can’t select to sell policies where they are not licensed. (Agents are also licensed by the state.)

Answer by mbrcatz
Each say insurance department regulates companies.

Requirements include having a HUGE amount of cash reserves, and legal policy forms.

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Answer by Al
USAA isurance

Answer by Lisa
The only company I know of that offers a military discount is USAA Insurance. None of the 20 or so companies I work with on a daily basis offer one.

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What do you think? Answer below!

What’s with thte big hike in prices? I have spent all day trying to get a decent quote!

So, does anyone know a decent automobile insurance company?

And please take time to answer this football question – Should your premier league club recruit Hargreaves on a “pay as you play” contract?
Lipi – In the UK. The clue has been in my name!

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Answer by Great Comrade Stalin
Insurance can be think about a con sometimes….

Hargreaves to Stoke…

Answer by Lipi
What country do you live in America, Greece, Africa

Go to a insurance broker and they can find you a get deal or type in where you live, cheap automobile insurance in google

Not at Man Utd

vvvvvvvvvvvvvvvvvvvvv Rolf are you the driver

http://funnydb.com/gifbig_831225468044.gif

Answer by Rolf
They probably see you nonsensical babble on Y!A

jokes jokes.

I pay $ 1800 TT for my $ 45 000 valued car.

Lipi let me stop you right there… i know u were preparing a flintstone automobile joke

FECK OFF LIPI llool

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Answer by Paula
No, It might have 2 doors but it is a huge fat camry

Answer by Terrence B
No. Think about the Solara Toyota’s answer to the Chrysler Sebring convertible. Like the first answer said, you will be insuring a fat Camry. There is nothing even remotely exciting about a Solara… convertible or not. It’s the perfect open air automobile for old people. BTW, The Solara was discontinued 2-3 years ago for a reason. My guess is that it’s buyer demographic is starting to die off. In case you were wondering, I do not hate Toyotas……. I happen to only drive Toyotas.

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