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Answer by Lisa
That sounds very reasonable for the info you have given however you should shop around a tiny bit to make sure there is not something superior out there.

Answer by j2tharome_15
I would rely on Geico’s quotes. However, they base the quote on what you tell them. If you want an exact price, I would advise you have the following handy…

-VIN number of the automobile you want to insure

-A DMV printout

-Know the exact amount of time licensed

Depending in what say you live in, some agencies you call do charge a fee known as the “broker fee”. It’s the fees they charge to service you as their client. Make sure when you get the price that ALL the fees are included in their price. This includes the broker fee, policy fees and installment fees.

Good luck!

Answer by entidtil
no one here can answer your question. What kind of coverage, car, location,…etc, etc…..$ 85.00 per week, month, 6 months, year ????
The only way to know if that is a good price is to compare it with a few other quotes

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Answer by lollybug102
On one hand you can do whatever yo8u want. On the opther hand, it does not look really good if you move around to different cvompanies a lot. I’d advocate staying wioth your current insurer for at least 1 year and then look around. Insurance comanies like to see stability.

Answer by teenautoinsquote
I can comprehend why you are worrying, since it is still in the minds of all even some of us answering this question that on the web quotes are harmful, bad and leads are sold.
Let me assure you and others reading this that the insurance companies themselves are offering the quotes on the web since no insurance company would reveal their underwriting to anyone. Secondly the insurance companies have to abide by the privacy norms and so they would not be able to sell your privacy information.
Some insurance companies also offer on-line world wide web discounts.
The on-line marketing of insurance and quotes is done by companies because they can save their advertising cost and also the commission payable to agents.

Here are a few web-sites which would give you the on-line quotes from 5-6 quotes which will give you comparable quotes for free, swift and there are no obligations.You can find the two cheapest quotes and call on the company to find out the exact coverage before deciding on this.

http://www.compareautoinsurancequote411.com

http://www.teenautoinsquote.com

Just get the quote and call on the insurer to verify the information.
Thanks.
All the best.

Answer by HardingAssocVA
Did you contact your current carrier to find out why the rate went up so much? It is possible that the car is not being rated right. It is important to make sure that the following is correct on the policy: correct driver, correct deductibles, correct annual mileage, correct usage (work vs pleasure), and possible discounts (anti lock brakes, alarm, air bags, etc).

Many of the major insurance companies have an instant quote that gives you a estimated premium based on limited information. This might be an option for you instead of contacting a number of different carriers that will pull credit.

Good luck to you both.

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Answer by plastic
You do not need insurance to have a license.

Answer by Charlie T
no

Answer by Bobbi
Getting your license is simply getting a license to drive, nothing more. If you have a vehicle, then you do need to get insurance before you drive the car. So go and get your license with no worries unless you have a automobile that you are going to drive.

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Answer by Seven53
I get paid 4 hours overtime to show up at court, even if I am there for ten minutes.. If I do not show, I get suspended for a day. What do you think I do?

Answer by CGIV76
To get the correct answer, contact your insurance company. Any other answer would be pure speculation.

Answer by Dog Lover
You should take driving school and avoid the points.

If you “gamble” and go to court, because 98 % of the time the officer will be there, you will get full fine, full points, court costs AND probably court ordered driving school.

As far as the insurance, it depends on your company and their policies on the issue. I have heard people tell me that their insurance did not increase for one ticket… and I have had people tell me their insurance company cancelled them for one ticket!

Its private business. They are not requried to keep you. They want to minimize their risk while maximizing profits.

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Answer by Baby Girl Due Might 2009!
Even if they arent on your MVR if an insurance company has paid anything out on them they will still count & the insurance company can probably see them in their system. But if you had a wreck that no insurance company knew about & no police showed up, then no you wouldnt have to tell them & they wont show up.

Answer by calipink22
Withholding information is a form of insurance fraud and it’s a morale hazard. Insurance companies do not like this….

There should be a drop down for NAF accident (Not at fault accident). Use that selection for the accidents that were not your fault. As for your violation, if it’s not showing on your MVR because you finished the defensive driving course then do not list the citation. If you did not complete the driving course then you do need to list the violation, unless it’s a non-moving violation (i.e. parking ticket, etc.)

Don’t try to defraud an insurance company to get a cheaper rate. You will find yourself without insurance when you need it most

Answer by Happiness Lies Within Us
Yes you should never fail to disclose anything as it might come back to bite you should they be forced to pay out.
For a quote, these are good as they will search a bunch of carriers who will be competing one another for price

http://www.quick-car-insurance-comparison.simplyinsurancequotes.com?ccg

it’s free and swift to do, if it helps remember my points please

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Answer by Toodeemo
Insurance fraud arrest.

Answer by oklatom
Your rates are set by where you live and park your automobile at night. If you use an address you do not live at, just to get cheaper rates, you are defrauding the insurance company. They might never find out, assuming you never have a claim. But if you do have a claim, they will investigate, find out you do not live where you claimed to live, and refuse to pay out on the claim. If they then cancel your insurance (typical), you will have your license to drive revoked by the state. Is it worth taking the chance? You decide.

Answer by CwboyBill
If you are involved in a crash and cause $ 100,000+ in property and medical costs and your insurance company finds out you falsified your application it might be grounds for DENIAL. Then the judge will force you to liquidate all of your assets and attach your wages for the next 30 years.
Then you will realize that those premiums were really nothing compared to a ruined life.

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Answer by Sue
Try Progressive.com or 1800Progressive. They are there 24 hrs. Also, just so you are aware, you can get the nonowners policy ONLY if there is NO automobile in your household & NO automobile available for your regular use. If you purchase the policy & then have a automobile available for your regular use (borrowing it for a while), the policy will NOT pay. Also, renting a automobile will be VERY costly since there is no comprehensive & collision on a nonowner policy, it is liability only, there would be NO coverages for damage to the automobile (you would need to purchase the LDW from the rental automobile co) – then it is debatable whether the liability will be valid (if you were renting long-term) because it could be considered available for your regular use.
The ideal thing to do is to purchase an old automobile you can get liability only on – get a regular auto policy & add the SR22 to that policy. It is usually cheaper than a nonowner policy too.

Answer by

Answer by

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Answer by calipink22
An insurance premium will include any citations against your license as well as any accidents where a claim was filed and money was paid out. On the web quotes are bogus because they just go off the information you type into the personal system. They do not verify the information until after you have bought the policy and made your first down payment. You should go into a local insurance bureau and sit down with an actual agent. Let them run the reports and give you an exact quote. Take in your DMV report(if you have one) any prior insurance information and your registration for the vehicle. It’s always ideal to get the most sufficient quote possible. Personal agents are more costly but atleast you know what you are getting yourself into before you sign the policy

Answer by Shawn T
Hey.. I am always here to answer your concern. I searched one of the ideal answer to ur concern. Search at – below link . I am sure you will be happy after you visit the link.

Answer by forestwizard1
You driving history can have an impact on how much you are paying for auto insurance, but there are other factors to consider.

First of all, you said you are 20. Most insurance companies will not offer breaks or discounts until you reach 21, or in some cases, 24 or 25. One thing I would think about doing, if possible, is to get on your parents’ insurance. Have them add your car to their policy as a secondary vehicle, and list you as the primary driver. Group rates are usually cheaper than single policies.

Second, what kind of car are you driving? Some automobiles will cost more to insure, either because they have a lower accident safety rating (more likely to cause severe injuries to drivers and passengers if involved in an accident), or if they have a history of being unreliable mechanically. Another reason why some automobiles would cost more to insure is because they might have features or capabilities that would make drivers and passengers more prone to have an accident in. A good example is a lot of sports cars.

Third, what kind of coverage are you getting? Unless this is a brand new vehicle, you are leasing (making payments) on the vehicle, new or used, or if your say requires it, you do not need to buy full coverage insurance. Most says have set minimum standards as to what you should have on your policy, usually liability-only insurance (means you are at-fault in an accident). If an insurance company is licensed to sell insurance in your state, they should have all the information as to what the say would grant for minimum coverage. Some companies, like Direct or Safe Auto, specialize in minimum coverage policies, which are usually a lot cheaper than full coverage.

In regard to the coverage, did you ask for any other “special services” through the company? These could include road-side service, free tow (which might be included in road-side), and other fringe benefits. only two groups of people really benefit from road-side service: Those who travel a lot (more than 90% of their job involves travel), and those who travel long distances to get to one location (more than 50 miles), like to work or home, on a daily basis.

Other things that might help lower your rate is if you are a member of certain organizations or clubs, like AAA. Also, if your car has certain safety features (airbags, ABS system), you might get a discount. People with certain careers are considered to be more high-risk than others, so you career might cause your premium to be high as well.

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Answer by David
Yup–if not immediately, they will show up eventually; both says trade driver’s info. In fact, since your SC license will be new, the insurer might ask for your TN number, too, and they will definitely show up there; so ideal be up front about the tickets Insurance companies do not like it when you leave out important info.

Answer by ravenjudge
yes.

Answer by sensible_man
Yes. Unlike the DMV records, insurance companies keep a complete record of all your past offenses, not drop them after a certain amount of time. You will be asked about your TN violations when getting SC insurance, and the records will likely be checked.

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Answer by kingstubborn
No discount. You do not get automobile insurance because YOU are a crappy driver.

Insurance agents are happy to sell insurance to illegal immigrants.

Answer by buzzy360comecme
Call Gieco

You are a liar

You write too well to be an Illegal alien Invader
Liar Liar pants on fire

Answer by sunsetsrbest1
Yes – we have a special program just for this purpose. Simply go to the nearest immigration office and ask for the “Illegal Alien Insurance Plan” and I am certain you will be helped promptly.

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