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Answer by Truth B. Told U So
Absolutely. I advocate just carrying liability.

Answer by witherinlily
yeah thats a tiny high. I have a 2005 automobile that I have full coverage on only because my leinholder requires it and it cost me 300 each 3 months. I also have a1996 pickup that has nothing but liablilty and I only pay 60 each 3 months. I have only had to file one claim and that was on the automobile a deer hit me.

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Answer by Bill P
You are right. It had nothing to do with driving. Find another insurance company

Answer by JetDoc
Obviously they CAN do it, because they did do it!

Actions have consequences, and if you break the rules, you will just have to deal with what happens when you get caught.

Welcome to the world of adult responsibility!

Answer by ncranger
THAT SUCK’S DUDE
YOUR POPO MUST NEED MONEY BAD….IS THERE SUM’N YA AINT TELLING US…..I DID NOT GOOGLE THIS….BUT I WALK WHERE EVER I WANT TO DOWNTOWN….THIS LAW IS SO OLD…IT SHOULD NOT BE ON THE BOOKS IN ANY TOWN WHAT IS THE REASON FOR IT……I KNOW THEY COST A LOT N I HATE EM…BUT A LAYWER COULD…HELL WOULD GIT IT OFF UR RECORD..ILL GOOGLE IT TOMORROW…GOTTA GIT TO BED……….ROBERT

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Answer by cal_katman
Yes they can. The insurance company will look up your driving record with the DMV and if you state 1 year and in turns out to be less, that can be considered fraud. And that is a felony. Just be truthful about it. And if it costs you more, then pay it.

Answer by budhart1885c
i would recommend being honest on the application for your insurance it would be much cheaper for you to consult mother and father and have them put you on a rider on their insurance policy and then you pay them the difference it would require some dedication on your part and they might put restrictions on when you can drive but in the long run it will be cheaper and provide you with some insight as to the responsibilities for automobile ownership

Answer by zinta l
please try this help!
http://jclewisinsuranceservices.com/1762/why-are-these-insurance-premiums-so-high/ Question by YoGirlReportsToMe:
why are these insurance premiums so high?
so when i use to drive legally with insurance, i payed about 600 down and like 180 a month.

but now when im looking for new insurance, i see monthly premiums for $ 900!! if automobile is financed, or min coverage of $ 400 for an owned car?
i dont understand… can automobile insurance really be this costly or is there something going on here?
i got the quotes from on the web by the way…

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Answer by Spirit
yes they can be that high it all depends on your age and type of car and driving record age 16-25 is always high

Answer by Bryce
I was with Geico for a year or so, believing them the cheapest (nice ads!), but went to Progressive and have found them more than reasonable.

Premiums are based on lots of factors, but the highest-priced ones are your age, driving record, and where you live. If you are older, with a clean record, and live in a statistically “safe” area, your rates will be lower.

Answer by ken k
STOP GOING ONLINE they are all a rip off/get local company/in your exact location/thats the only way

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Give your own answer to this question below!

So basically I have been driving for a year as a named driver on my fathers policy. In that time I have not had one accident or claim, no speeding tickets and never had to contact my insurance. Now im looking to go on my own policy and the cheapest prices that Im receiving is still over £1900! I thought it would at least of dropped below £1500 by now….

Anyone have any recommendations or companies to try. Ive tried all the compare websites, and a lot of independent ones such as direct line etc and they all suck just as much as each other.. quoting me stupid figures like £15000 :S

Help!

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Answer by george 2
i am guessing that your a male under the age of 25 and not married. if that is the case then your going to be stuck paying high automobile insurance bills until one of the two things above occur. insurance companies have determined that a male under 25 who is not married has the biggest risk of getting into an accident or other liabilities issues that are going to cost the insurance company huge bucks and that is why each male in that situation pays a lot for automobile insurance!!!

Answer by Martin Livingston
i am 17 and my insurance for just me is £2500, but after 2 years it goes down to £1400

Answer by Charlie T
Call the local agents in your area and get quotes.

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Answer by lightbulbsmile
a honda or a ford??? are you really asking this question?? honda all the way. fords are crap. there is a reason the american auto industry is failing…the automobiles stink.

Answer by Amber
Fords aren’t known for reliability anymore. I would not purchase it unless you have a LOT of money to pay for repairs.

The Honda’s much more reliable, superior on gas and a safer automobile altogether.

Answer by Attorney
Both are nice.. you will get more tickets in the Ford and it might impress the girls a bit more .. so..

The honda is good steady automobile if that is what you want..

both will be reliable Fords have nearly the same reliability rating as the japanese automobiles and only vary by a few % points so..

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What do you think? Answer below!

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Answer by artman59
say- about one uninsured accident.

Answer by smgray99
Depends on the say insurance rules. In some says you are asked if there was ever a break in your coverage – if yes then you end up paying a lot more even if you never had an accident. Contact the insurance company – see if they will accept partial payment to carry you until the 15th.

Answer by jmanvl
My son had a wreck first day he purchased his car,he was getting insurance that day,the old man was at fault,not my son,they took my son’s driver’s license away for months,he paid all damage to the old man,paid $ 150 for 1st offense to get the license back,I would recommend asking if u can make a low down payment till your check comes in coz it can really cost ya if something like this happens!

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Answer by Mushu
It’s just a quote. Once you sign on the dotted line, it could actually be a different number.

Maybe Farmers did not have all your info. But between the two, Farmers is the superior choice. They are a full service insurance company with a good reputation.

Answer by oklatom
If you are looking for the ideal bargain in rates suited to you and your needs, find and speak to a local independent agent. He will look at his data base to find what is ideal for you.

The other side benefit is you actually have a person to speak to and not just a toll free number and web page.

Answer by David W.
Amica consistently gets very high marks for service–one of the best—but I have found them a tiny high. If the Amica quote holds up, grab it.

http://www.jdpower.com/autos/ratings/autos-insurance

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Know better? Leave your own answer in the comments!

none of my friends have to pay this much for a full licence and some of them even hae superior automobiles than me.

i am trying to insure a clio campus 2002 1.2

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Answer by Entidtil
The premium is calculated on many things, including where you live as well as what you drive. einsurance websites are notoriously inaccurate. For a more reliable quote see an agent in a local office.

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