Auto Insurance Service » History http://jclewisinsuranceservices.com Wed, 08 Feb 2012 14:20:41 +0000 en hourly 1 http://wordpress.org/?v=3.0.1 IS PAYING FOR MY AUTO INSURANCE GOING TO BENEFIT MY CREDIT HISTORY IN THE U.S? http://jclewisinsuranceservices.com/1958/is-paying-for-my-auto-insurance-going-to-benefit-my-credit-history-in-the-u-s/ http://jclewisinsuranceservices.com/1958/is-paying-for-my-auto-insurance-going-to-benefit-my-credit-history-in-the-u-s/#comments Thu, 19 Jan 2012 19:19:53 +0000 admin http://jclewisinsuranceservices.com/1958/is-paying-for-my-auto-insurance-going-to-benefit-my-credit-history-in-the-u-s/ Question by JD:
is paying for my auto insurance going to benefit my credit history in the U.S?
is paying for my auto insurance going to benefit my credit history in the U.S?


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Answer by ReneeinPC
No. Well, let me state that I am not aware of any insurance companies who report to credit bureaus.

Answer by SmartA$ $
No. But not paying could injured your credit history if you get sued and have a judgment issued against you.

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Know better? Leave your own answer in the comments!

]]> http://jclewisinsuranceservices.com/1958/is-paying-for-my-auto-insurance-going-to-benefit-my-credit-history-in-the-u-s/feed/ 1 Q&A: WHERE IS THE BEST PLACE FOR A STUDENT WITH LITTLE CREDIT HISTORY TO GET A PERSONAL LOAN WITH NO CO-SIGNER? http://jclewisinsuranceservices.com/1832/qa-where-is-the-best-place-for-a-student-with-little-credit-history-to-get-a-personal-loan-with-no-co-signer/ http://jclewisinsuranceservices.com/1832/qa-where-is-the-best-place-for-a-student-with-little-credit-history-to-get-a-personal-loan-with-no-co-signer/#comments Mon, 21 Nov 2011 10:20:05 +0000 admin http://jclewisinsuranceservices.com/1832/qa-where-is-the-best-place-for-a-student-with-little-credit-history-to-get-a-personal-loan-with-no-co-signer/ Question by mÜff:
Where is the ideal place for a student with tiny credit history to get a personal loan with no co-signer?
I am a full time college student, and I am seeking to try and get a low amount loan (around $ 1500) to help with the cost of finding a new apartment and a month’s payment for automobile insurance. Can anyone reccomend a place on the web or offline to apply for the loan. I have tiny credit (only had a history for 7 months), and I am willing to pay a very high interest rate (up to 25%). Thanks!


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Answer by Wendy A
The application and approval procedure of personal loans is online. Lots of lenders are available on the World Wide Web with lot of attractive offers and packages for you. You just surf the web for the ideal lender offering suitable terms and conditions as per your stipulations and financial plightahead to have all the things you have been dreaming of without even worrying how to repay it. Sit on the chair, be a bit clicking conscious and find all your plans molding in a true shape.

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What do you think? Answer below!

]]> http://jclewisinsuranceservices.com/1832/qa-where-is-the-best-place-for-a-student-with-little-credit-history-to-get-a-personal-loan-with-no-co-signer/feed/ 0 WHAT CAR INSURANCE COMPANIES ONLY ASK FOR 3 YEAR DRIVING HISTORY, COMPARED TO 5 YEARS? http://jclewisinsuranceservices.com/808/what-car-insurance-companies-only-ask-for-3-year-driving-history-compared-to-5-years/ http://jclewisinsuranceservices.com/808/what-car-insurance-companies-only-ask-for-3-year-driving-history-compared-to-5-years/#comments Sat, 27 Nov 2010 01:31:14 +0000 admin http://jclewisinsuranceservices.com/808/what-car-insurance-companies-only-ask-for-3-year-driving-history-compared-to-5-years/ Question by Yvonne:
What automobile insurance companies only ask for 3 year driving history, compared to 5 years?
I am currently with Nationwide, have been for over 4 years now, and am looking to see if there is anything cheaper out there. The rates aren’t too bad but I am always looking to save. I have been violation and accident free for 3 years but not quite 5 years yet. Nationwide only requires 3 years and I cannot find any others.

Any recommendations are appreciated. Thanks!


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Answer by oklatom
None that I am aware of, and some actually look back 7 years. Minor faults will not affect rates after 3 years, Duo’s after 5, and more serious things after 7.

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What do you think? Answer below!

]]> http://jclewisinsuranceservices.com/808/what-car-insurance-companies-only-ask-for-3-year-driving-history-compared-to-5-years/feed/ 0 Q&A: IF I HAVE A COMBINED AUTO INSURANCE POLICY WITH MY MY SPOUSE, DOES THE CLAIM HISTORY FOLLOW BOTH OF US? http://jclewisinsuranceservices.com/569/qa-if-i-have-a-combined-auto-insurance-policy-with-my-my-spouse-does-the-claim-history-follow-both-of-us/ http://jclewisinsuranceservices.com/569/qa-if-i-have-a-combined-auto-insurance-policy-with-my-my-spouse-does-the-claim-history-follow-both-of-us/#comments Wed, 01 Sep 2010 14:19:45 +0000 admin http://jclewisinsuranceservices.com/569/qa-if-i-have-a-combined-auto-insurance-policy-with-my-my-spouse-does-the-claim-history-follow-both-of-us/ Question by needautohelp:
If I have a combined auto insurance policy with my my spouse, does the claim history follow both of us?
I have an auto insurance policy with my spouse. He was in an accident and filed a claim. He is not planning to purchase another automobile and is going to use public transport. If I drop him from my policy, will my rates still go up because of his claim even though I was not involved in the accident? If I go with a different insurance company only for myself, will they also quote higher rates because of the claim?


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Answer by dick_tracy
since you are married you are like one in cali ( I dont know where you are) but if you are in cali his rates would effect you because you are married to him. A lot of insurance companys go by the registration so if he is on there he would pose a problem but if not you could get away with it. let the agent you are working with know. they cant help you if they dont know whats going on. If they dont help move on. You would be suprised on what companys work with you.

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Give your own answer to this question below!

]]> http://jclewisinsuranceservices.com/569/qa-if-i-have-a-combined-auto-insurance-policy-with-my-my-spouse-does-the-claim-history-follow-both-of-us/feed/ 3 CAN GETTING ON-LINE AUTO INSURANCE QUOTES ADVERSELY AFFECT ONE’S CREDIT HISTORY? http://jclewisinsuranceservices.com/553/can-getting-on-line-auto-insurance-quotes-adversely-affect-ones-credit-history-2/ http://jclewisinsuranceservices.com/553/can-getting-on-line-auto-insurance-quotes-adversely-affect-ones-credit-history-2/#comments Thu, 26 Aug 2010 08:20:25 +0000 admin http://jclewisinsuranceservices.com/553/can-getting-on-line-auto-insurance-quotes-adversely-affect-ones-credit-history-2/ Question by Malcom M:
Can getting on-line auto insurance quotes adversely affect one’s credit history?
Since insurance companies do pull one’s credit history.

Thanks.

GG_007


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Answer by Jo
I was told by a financial analyst that each time your credit is run it lowers your credit score.

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Give your own answer to this question below!

]]> http://jclewisinsuranceservices.com/553/can-getting-on-line-auto-insurance-quotes-adversely-affect-ones-credit-history-2/feed/ 5 IMPACT OF AUTO INSURANCE QUOTES ON CREDIT HISTORY? http://jclewisinsuranceservices.com/469/impact-of-auto-insurance-quotes-on-credit-history-2/ http://jclewisinsuranceservices.com/469/impact-of-auto-insurance-quotes-on-credit-history-2/#comments Wed, 28 Jul 2010 04:20:02 +0000 admin http://jclewisinsuranceservices.com/469/impact-of-auto-insurance-quotes-on-credit-history-2/ Question by singhjg:
Impact of Auto Insurance Quotes on Credit History?
I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. Might be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.


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Answer by John K
It’s the other way around. Insurance companies will look at your credit score, but it will not be impacted as if you were trying to get a loan. So if you have good credit you will keep good credit and get a superior rate on your insurance. Also, if you have been driving for that long with a clean record, go look at places like Allstate or any of the others. When I left Progressive, my rates dropped and I received superior coverage. Shop around. Each year I go with out an accident my Allstate rates keep going down.

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]]> http://jclewisinsuranceservices.com/469/impact-of-auto-insurance-quotes-on-credit-history-2/feed/ 3 WHAT DOES YOUR CREDIT PAYING HISTORY GOT TO DO WITH PAYING HIGHER/LOWER CAR INSURANCE RATES? http://jclewisinsuranceservices.com/324/what-does-your-credit-paying-history-got-to-do-with-paying-higherlower-car-insurance-rates/ http://jclewisinsuranceservices.com/324/what-does-your-credit-paying-history-got-to-do-with-paying-higherlower-car-insurance-rates/#comments Thu, 27 May 2010 00:54:57 +0000 admin http://jclewisinsuranceservices.com/324/what-does-your-credit-paying-history-got-to-do-with-paying-higherlower-car-insurance-rates/

]]> http://jclewisinsuranceservices.com/324/what-does-your-credit-paying-history-got-to-do-with-paying-higherlower-car-insurance-rates/feed/ 7 CAN GETTING ON-LINE AUTO INSURANCE QUOTES ADVERSELY AFFECT ONE’S CREDIT HISTORY? http://jclewisinsuranceservices.com/167/can-getting-on-line-auto-insurance-quotes-adversely-affect-ones-credit-history/ http://jclewisinsuranceservices.com/167/can-getting-on-line-auto-insurance-quotes-adversely-affect-ones-credit-history/#comments Wed, 10 Mar 2010 14:43:26 +0000 admin http://jclewisinsuranceservices.com/167/can-getting-on-line-auto-insurance-quotes-adversely-affect-ones-credit-history/ Since insurance companies do pull one’s credit history.

Thanks.

GG_007

]]> http://jclewisinsuranceservices.com/167/can-getting-on-line-auto-insurance-quotes-adversely-affect-ones-credit-history/feed/ 7 IMPACT OF AUTO INSURANCE QUOTES ON CREDIT HISTORY? http://jclewisinsuranceservices.com/93/impact-of-auto-insurance-quotes-on-credit-history/ http://jclewisinsuranceservices.com/93/impact-of-auto-insurance-quotes-on-credit-history/#comments Thu, 28 Jan 2010 12:30:18 +0000 admin http://jclewisinsuranceservices.com/93/impact-of-auto-insurance-quotes-on-credit-history/ I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. Might be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.

]]> http://jclewisinsuranceservices.com/93/impact-of-auto-insurance-quotes-on-credit-history/feed/ 4