Posts tagged insurance
WHAT AUTO INSURANCE COMPANIES OFFER AUTO INSURANCE FOR DRIVING FOR-HIRE VECHICLES (CAR SERVICE / CAB ) ?
Dec 10th
Question by Eric:
What auto insurance companies offer auto insurance for driving for-hire vechicles (Car Service / Cab ) ?
I recently got my TLC (Taxi and Limo Commision License). I want to work driving automobile service/cab in Brooklyn NY, however I do not know what auto insurance companies offer insurance for driving automobile service/taxi/etc? I tried allstate and nationwide, they do not offer insurance. Does anyone know? Help! Thanks.
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Q&A: WHY WOULD MY CREDIT SCORE HAVE ANY BEARING ON MY ANNUAL PREMIUMS FOR CAR OR HOME INSURANCE?
Dec 9th
Question by gregwhatshisname:
Why would my credit score have any bearing on my annual premiums for automobile or home insurance?
Recently, I had a homeowners policy with on the web insurer ESURANCE. I was under the impression that my homeowners policy would automatically renew. No. You have to call ESURANCE and tell them you want to renew or they cancel you. After I was cancelled I called up to reopen my old account. No can do. So we opened a new account. My annual premium went from $ 468 to over $ 1400! I have never filed any claims or changed anything at my house. However, like many Americans, I have been laid off and bill payments have piled up. It’s fair to state my credit score has dropped. But a 300% markup? I called other insurers; Allstate, Nationwide, Say Farm; they were all close to $ 1000 annually! How can insurance companies get away with this? What do they think, if I am slow at paying my bills my home might burn down?
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Q&A: DO YOU KNOW THAT MANY AUTO INSURANCE COMPANIES BASE YOUR RATE ON YOUR CREDIT SCORE>? SHOULD THIS BE LEGAL>?
Dec 9th
Question by shawn:
Do you know that many auto insurance companies base your rate on your Credit Score>? Should this be legal>?
I just feel that if the Say is going to require by law auto insurance ,, then your credit should not have anything to do with your rate! Many companies do not even tell you they are running your credit, but they do! This needs to be changed !
what’s next they going to charge us what the wish on our next Huge Mac based on our credit score?
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Q&A: WHERE CAN I FIND SUPER CHEAP AUTO INSURANCE?
Dec 8th
Question by Meatloaf:
Where can I find super cheap auto insurance?
I just want something to cover me legally. I do not need any advice on why I should not get crap insurance, I literally would just like to know where to get great rates. I found two quotes, one from amica and one from wawanesa which were both about 55 dollars a month. Anything cheaper?
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Q&A: I HAVE JUST PASSED MY CBT, DO I HAVE TO GIVE MY CAR OFFENCES FOR INSURANCE PURPOSES ?
Dec 8th
Question by :
I have just passed my CBT, Do I have to give my automobile offences for insurance purposes ?
I have just passed me CBT for my 125 cc Cruiser motorbike and I am currently looking for motorbike insurance, however I have points on my full driving licence a TT99 and an SP30 do I have to give these to the insures as I do only hold a provisional motorbike licence and the question they are asking on the web is for how long I have owed the bike etc etc PLEASE HELP ASAP
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IF I MAKE A CLAIM USING MY COMPANY CAR INSURANCE, DOES THAT AFFECT MY PERSONAL INSURANCE REPUTATION?
Dec 8th
Question by Mr. E:
If I make a claim using my company automobile insurance, does that affect my personal insurance reputation?
I recently got into a tiny fender bender using my company car. The other driver was not present, so I left a note. He called, and I followed through by filing a claim with the insurance company. I am worried, though, that my personal insurance reputation/rating is going to be affected because of this claim with my company car. Any information you can provide would b helpful.
Got an expert response. Expert Response:
Thanks for the note. Many insurance companies have different guidlines and underwriting criteria. This claim should have been on your commercial carrier (through work) and not your personal auto insurance policy. Commercial claims are usually not carried over to your personal insurance policy. You will have to check with your current carrier to see what their policy is.
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Q&A: CAN AN INSURANCE COMPANY (OR POLICE) FIND OUT IF I RECEIVED AUTO BODY QUOTES AND PROVE PRIOR DAMAGE TO A CAR?
Dec 7th
Question by J F:
Can an insurance company (or police) find out if I received auto body quotes and prove prior damage to a car?
Have damage, got it quoted, did not fix it, was in an accident which made the damage worse, but I am worried the insurance company will see that I have quotes and deny my claim or book me for fraud. The quotes were done using my vin.
I guess the question is, when they enter my vin will the old quotes come up from a month before? I believe they will not be able to see the prior damage or figure it out just by looking at it. I am just not sure if the insurance company or police have access to the auto body database.
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INSURANCE ON AN OLDER “CLASSIC” CAR…?
Dec 7th
Question by Pantera_is_Kewl:
Insurance on an older “classic” car…?
If I were to purchase an older car, say, pre-1980, would I have any trouble with insurance? I ask because on a lot of websites where you can get an on the web quote, the model year only goes back to like 1981 or so. So, are there certain companies that just do not insure automobiles that old or what?
I would not be driving a perfectly restored collector car, it would just be an old automobile I could use as a daily driver for a while while working on it, and maybe do a complete restoration later on down the road. I would only need liability, just enough to be street legal.
Oh, and I am eighteen years old. I have a automobile right now anyways, I am just asking for future reference. I am still kind of new to the whole insurance thing as you can probably tell.
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Q&A: WHATS THE BEST NEW ORLEANS AUTO INSURANCE?
Dec 7th
Question by daisey:
Whats the ideal new orleans auto insurance?
Hello,
Im looking for auto insurance in new orleans. Does anyone have any ideas or can help me get a good price. I just purchased my first automobile and Im really clueless.
Any help will be greatly appreciated.
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CAN AUTO INSURANCE COMPANIES TALK TO EACH OTHER REGARDING FINANCIAL INFORMATION FROM PREVIOUS POLICIES?
Dec 6th
Question by Jose:
Can auto insurance companies speak to each other regarding financial information from previous policies?
I requested a quote for fleet automobile insurance from a new insurance company. They required information from my previous carrier. They came back and stated they would not issue me insurance because my previous insurer informed them that I still owed them money. Is this information that they are granted to discuss?
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