Posts tagged paying

Question by Jemima Enigma:
Were my insurance company right in not paying out my claim on a car-crash?
Long story cut as short as possible: in early 2010 I was involved in a very serious (ie I was fully expected to die) automobile accident, caused by poorly kept roads and black ice. I got severe brain-damage, therefore I remember very tiny of the past 24 years of my life. The thing is that my car-insurance company refused to pay up. The thing is that, the automobile (and indeed the insurance) were in my mom’s name; we forgot to get it all changed over. My mom was the main-driver on the insurance, but I was a secondary driver. The insurance company refused to pay out, saying that our claim was fraudulent. I have since heard, however, that the company should have – by law – paid out something at least. I am not entirely sure what to make of all this. (Especially considering I actually remember very tiny of my past, nothing of driving, and therefore I have nothing to compare it to really.) So I was just wanting to see what you guys out there state to this. I am aware that the company are probably right in refusing to pay out, and we should have been more ‘on top of’ our policy – I am aware of that – but the thing is that I was still a named driver when the automobile crashed. So what do ya’ll think?
Whoops! Sorry! What I meant by ‘forgot to get all it changed over’ is that the automobile was my mom’s first, then I took it. We forgot to get the details all changed insurance-wise.

Read More >>