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Answer by Doc. justasinner111
Internet,never dealer.You can save thousands.

Answer by Oblivious
The dealer might be more costly in some cases, but what you are buying is peace of mind. Each manufacturer offers their own service contracts and Gap. You can always trust a manufacturer plan vs. aftermarket. The thing you will want to make sure is that you get an exclusionary warranty. This means that there is a paragraph disclosing what is not covered while everything else is covered vs. a named component plan that is specifically naming the only components covered.
Aftermarket companies are not always excepted at service facilities, and sometimes require a claims adjuster to inspect the automobile which can take time depending on distance and availability.
Make sure the Gap company is covering 150% of NADA retail like it has from it’s inception. Some companies are only covering 125%. If your insurance company is offering total loss protection or guaranteed replacement, watch for limitations such as capped amounts over NADA retail or time limits.
So, the question is not how much it is, but what do you think the value of knowing that whatever goes wrong with your automobile will be covered with the exception of normal wear items and maintenance, and if you total it it will be paid off?
If you want exact pricing, call the dealer where you bought the car. Make sure you are dealing with manufacturer plans and Gap companies with the right coverages, and compare with other dealers with the same products.

Good luck!

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where do i find quotes, easy simple and fast…anyone know the cheapest insurance co.?
I want to get CANADIAN insurance for a 1997 Hyundai Elantra 4dr

where do i find quotes, easy simple and fast…anyone know the cheapest insurance co.?

Situation: Currently an “occasional driver” about to become the owner. Should i stay with that co. and then shop around come renewal time?

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Answer by David W.
There is no single “one size fits all” cheapest company; it will vary so much by age, record, gender, location–that you really need to call around and keep notes. One thing to remember–DO NOT accept say minimum limits; they are a joke in most says and do not offer enough protection, and any agent who writes them is risking his/her license for malpractice. (I carry a half million single limit, and after reading some of the tales of woe here in YA, sometimes wonder if that is enough!)

Of course, watching all the Television ads tells you that each company out there can save you 8 a year over each other one, so call around and see who’s lyin’. I often wonder where they get their statistics!

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