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	<title>Auto Insurance Service &#187; Quotes</title>
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		<title>DO THE CREDIT CHECKS THAT GEICO AND OTHER AUTO INSURANCE COMPANIES DO FOR RATE QUOTES NEGATIVELY IMPACT CREDIT?</title>
		<link>http://jclewisinsuranceservices.com/2177/do-the-credit-checks-that-geico-and-other-auto-insurance-companies-do-for-rate-quotes-negatively-impact-credit/</link>
		<comments>http://jclewisinsuranceservices.com/2177/do-the-credit-checks-that-geico-and-other-auto-insurance-companies-do-for-rate-quotes-negatively-impact-credit/#comments</comments>
		<pubDate>Mon, 14 May 2012 10:18:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Auto]]></category>
		<category><![CDATA[Checks]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Geico]]></category>
		<category><![CDATA[Impact]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[negatively]]></category>
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		<guid isPermaLink="false">http://jclewisinsuranceservices.com/2177/do-the-credit-checks-that-geico-and-other-auto-insurance-companies-do-for-rate-quotes-negatively-impact-credit/</guid>
		<description><![CDATA[Question by woodsman cobra: Do the credit checks that Geico and other auto insurance companies do for rate quotes negatively impact credit? Are the credit checks that auto insurance companies do &#8220;hard pulls&#8221; or &#8220;soft pulls?&#8221; &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Answer by GingerInsurance companies are a soft hit and do not impact the scoring. Answer by SteveThose are]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by woodsman cobra</i>: <br />Do the credit checks that Geico and other auto insurance companies do for rate quotes negatively impact credit?</strong><br />
Are the credit checks that auto insurance companies do &#8220;hard pulls&#8221; or &#8220;soft pulls?&#8221;</p>
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<p><i>Answer by Ginger</i><br/>Insurance companies are a soft hit and do not impact the scoring.</p>
<div style="float:right;margin: 12px;"><script type="text/javascript"><!--
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<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></div><p><i>Answer by Steve</i><br/>Those are soft pulls, similar to if you check your own credit or if a potential employer pulls your credit.  They do not negatively affect your credit score.  Hope this helps!!</p>
<p><i>Answer by Help Is Here!</i><br/>Soft<br />
You are not borrowing money from Geico</p>
<p>
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<strong>Give your own answer to this question below!</strong></p>
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		<title>Q&amp;AMP;A: CAR INSURANCE STRANGE QUOTES, WHY?</title>
		<link>http://jclewisinsuranceservices.com/2154/qa-car-insurance-strange-quotes-why/</link>
		<comments>http://jclewisinsuranceservices.com/2154/qa-car-insurance-strange-quotes-why/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 21:21:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Quotes]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[strange]]></category>

		<guid isPermaLink="false">http://jclewisinsuranceservices.com/2154/qa-car-insurance-strange-quotes-why/</guid>
		<description><![CDATA[Question by Baker: Car insurance strange quotes, why? Back in August, I got a quote on a car, it worked out as £900 for the year.(I&#8217;m only 17), and since then I have been getting regular quotes, and cannot help but notice how much it&#8217;s gone up. In only 2 months, it&#8217;s gone up from]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Baker</i>: <br />Car insurance strange quotes, why?</strong><br />
Back in August, I got a quote on a car, it worked out as £900 for the year.(I&#8217;m only 17), and since then I have been getting regular quotes, and cannot help but notice how much it&#8217;s gone up. In only 2 months, it&#8217;s gone up from £900 to £1900. I have not changed a thing, and if you have used confused.com you will know that you can just re-quote, which is what I have been doing. Anybody know why it&#8217;s gone up so much. By the way it goes up about £40 a day at the moment. Could it be because it&#8217;s the end of the month, or the end of the year? Thanks to any answers in advance.</p>
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<p><i>Answer by vrrJT3</i><br/>Call the insurance companies directly and ask for quotes instead of using that referral service.</p>
<p><i>Answer by mbrcatz</i><br/>Online quotes aren&#8217;t real &#8211; they are just bait quotes, used to hook your personal information, so they can sell it as leads.</p>
<p><i>Answer by Malena</i><br/>Unfortunately, there is no guarantee that any quote provided by a website like that will be valid. Unless you go to a specific insurance company&#8217;s website or talk to a licensed agent, you will be getting different numbers each time you ask! It could very well be it&#8217;s the end of the month or the companies had rate increases or the personal algorithm used by the website changed. I&#8217;d strongly recommend you go direct to the company to get your prices, and not rely on a site that quotes various companies.</p>
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<strong>Know better? Leave your own answer in the comments!</strong></p>
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		<title>17 YEAR OLD CAR INSURANCE QUOTES HELP PLEASE?</title>
		<link>http://jclewisinsuranceservices.com/2146/17-year-old-car-insurance-quotes-help-please/</link>
		<comments>http://jclewisinsuranceservices.com/2146/17-year-old-car-insurance-quotes-help-please/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 17:20:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Quotes]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Please]]></category>
		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://jclewisinsuranceservices.com/2146/17-year-old-car-insurance-quotes-help-please/</guid>
		<description><![CDATA[Question by : 17 year old automobile insurance quotes help please? Right i havnt yet passed but my test is soon and i can&#8217;t get quoted less than 3000 on a toyota yaris and even a mitza 800cc its crazy if i could get it to 2000 pound i can afford it ive heard of]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by </i>: <br />17 year old automobile insurance quotes help please?</strong><br />
Right i havnt yet passed but my test is soon and i can&#8217;t get quoted less than 3000 on a toyota yaris and even a mitza 800cc its crazy if i could get it to 2000 pound i can afford it ive heard of i kube but that was still 3000 just wondering if there were any more companies like that or wether any of you have in the last year or so had any quotes for 2000 or less and with which company can u help me please and no answers like tough its always costly i know that i just need it at a reasonable price thanks.<br />
See a lot of people have told me about going on parents and that but i dont know how and my mum n father are as thick as two short planks with things like this so how would u i dont comprehend itt</p>
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<p><i>Answer by Kim Cheung</i><br/>first off, good luck, 2nd do pass plus which lowers ye insurance, go on another person&#8217;s insurance plan (cheaper a lot cheaper) only do these price comparison things ect after ye have passed for a superior precise price</p>
<p><i>Answer by Benjamin Smith</i><br/>Finding a good insurance company can be tricky.</p>
<p>You can compare auto insurance quotes and save 40% or more here</p>
<p>http://globalmatrixmedia.go2jump.org/SH4oT</p>
<p><i>Answer by Martin</i><br/>Insurance cost depends on a LOT of factors,  what would suit you would not suit another person, Just get on that phone and try out a few insurers.</p>
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<strong>Add your own answer in the comments!</strong></p>
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		<title>ARE CAR INSURANCE QUOTES FREE?</title>
		<link>http://jclewisinsuranceservices.com/2050/are-car-insurance-quotes-free-2/</link>
		<comments>http://jclewisinsuranceservices.com/2050/are-car-insurance-quotes-free-2/#comments</comments>
		<pubDate>Wed, 07 Mar 2012 17:22:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Quotes]]></category>
		<category><![CDATA[Free]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://jclewisinsuranceservices.com/2050/are-car-insurance-quotes-free-2/</guid>
		<description><![CDATA[Question by dtaandy: are automobile insurance quotes free? i just want to know &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Answer by Huge DaddyYes, I have dealt with all the major company&#8217;s. One thing I must state tho is if you dont sign up with them they will continue to send you emails and junk mail in reguards to your current]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by dtaandy</i>: <br />are automobile insurance quotes free?</strong><br />
i just want to know</p>
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<p><i>Answer by Huge Daddy</i><br/>Yes, I have dealt with all the major company&#8217;s.<br />
One thing I must state tho is if you dont sign up with them they will continue to send you emails and junk mail in reguards to your current quote. Then some of them continue to send you junkmail for years.<br />
GEICO sends me crap in the mail all the time. Probably 2 or 3 times a month been going on for years I just rip it up and throw it out. As far as the email is concerned I used a &#8220;new&#8221; yahoo account so I would not have my message box filled with crap. Sometimes they do call you about your quote and ask you what you want. In my experience if you dont give them all your ticket history, social security etc you wont have a 100% quote price. So you could sign up and it could be alittle more. Dont use fake information. Dont neglect to put in your tickets because you think they wont find out. THEY WILL! Especially with new customers. I personally like progressives website because you can see the competitors prices. How accurate they are I dont know? On the web quotes are usually cheapest, phone quotes can be alittle more, and if you goto your neighborhood rep its going to be considerably more because they are a middleman. Unless of course they are just starting out which they might cut you a break for new business.</p>
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<strong>What do you think? Answer below!</strong></p>
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		<title>WHERE CAN I GET QUOTES ON HOW MUCH MY CAR INSURANCE WILL BE WITH FULL COVERAGE?</title>
		<link>http://jclewisinsuranceservices.com/2027/where-can-i-get-quotes-on-how-much-my-car-insurance-will-be-with-full-coverage/</link>
		<comments>http://jclewisinsuranceservices.com/2027/where-can-i-get-quotes-on-how-much-my-car-insurance-will-be-with-full-coverage/#comments</comments>
		<pubDate>Sat, 25 Feb 2012 06:20:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Quotes]]></category>
		<category><![CDATA[Coverage]]></category>
		<category><![CDATA[Full]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[much]]></category>

		<guid isPermaLink="false">http://jclewisinsuranceservices.com/2027/where-can-i-get-quotes-on-how-much-my-car-insurance-will-be-with-full-coverage/</guid>
		<description><![CDATA[Question by : Where can I get quotes on how much my automobile insurance will be with full coverage? I am 23 year old female. How much would my insurance be and what would be the ideal auto insurance company that has superior rates? Any suggestions? &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Answer by ETFind an independent bureau that does]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by </i>: <br />Where can I get quotes on how much my automobile insurance will be with full coverage?</strong><br />
I am 23 year old female. How much would my insurance be and what would be the ideal auto insurance company that has superior rates? Any suggestions?</p>
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<p><i>Answer by ET</i><br/>Find an independent bureau that does business with many insurance companies&#8230;.my insurance bureau can get me quotes from 50 companies within a week.</p>
<p><i>Answer by ron s</i><br/>quotes for ins. silly idea but try speaking to ins. salespeople. or even try their web sites. to get free quotes.</p>
<p><i>Answer by JetDoc</i><br/>Pick up a local telephone book, turn it to the page that lists insurance agents and begin making phone calls.</p>
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<strong>Add your own answer in the comments!</strong></p>
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		<title>CAR/HEALTH INSURANCE QUOTES?</title>
		<link>http://jclewisinsuranceservices.com/2011/carhealth-insurance-quotes-2/</link>
		<comments>http://jclewisinsuranceservices.com/2011/carhealth-insurance-quotes-2/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 22:20:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Quotes]]></category>
		<category><![CDATA[Car/Health]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://jclewisinsuranceservices.com/2011/carhealth-insurance-quotes-2/</guid>
		<description><![CDATA[Question by PC: Car/Health Insurance Quotes? Is there a web site to look up quotes for automobile and health insurance without having to enter personal information (like my name and address)? I comprehend zip code, but I do not want the junk mail. Hopefully a web site with multiple places to compare prices? &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Answer]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by PC</i>: <br />Car/Health Insurance Quotes?</strong><br />
Is there a web site to look up quotes for automobile and health insurance without having to enter personal information (like my name and address)?  I comprehend zip code, but I do not want the junk mail.  Hopefully a web site with multiple places to compare prices?</p>
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<p><i>Answer by bud68</i><br/>Yes, purchase take all such quotes with a grain of salt &#8211; they are probably lowballed.</p>
<p><i>Answer by Mariselli</i><br/>a google search for insurance comparison brought tons of results, here is one http://gsx1.com/InsuranceComparison.html<br />
not sure about the junk but in the end when I am after insurance myself I might try 50 quotes till I know I am getting rock bottom price so there is always a bit of junk mail etc.</p>
<p><i>Answer by mbrcatz17</i><br/>Well, automobile insurance is based on your CREDIT score.  So if you will not type in personal information, the quote will not be worth a piece of toilet paper.  </p>
<p>Health insurance is based on your age and your health.  So ditto.  </p>
<p>A local, independent agent can get you multiple quotes with multiple companies.  A more massive agent will be able to do both health and auto &#8211; many smaller agents do one or the other, but not both.   Let an agent do your shopping for you.  It will not cost you anything extra.</p>
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<strong>Give your own answer to this question below!</strong></p>
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		<title>GETTING MANY INSURANCE QUOTES?</title>
		<link>http://jclewisinsuranceservices.com/2007/getting-many-insurance-quotes/</link>
		<comments>http://jclewisinsuranceservices.com/2007/getting-many-insurance-quotes/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 20:21:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Quotes]]></category>
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		<guid isPermaLink="false">http://jclewisinsuranceservices.com/2007/getting-many-insurance-quotes/</guid>
		<description><![CDATA[Question by James and Railey&#8217;s Mama: getting many insurance quotes? Is it ok to get other insurance quotes from multiple insurance companies for our cars? Last month, we changed insurance companies because our insurance was too high. We just purchased a new automobile and now our insurance went up with the new company and we]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by James and Railey&#8217;s Mama</i>: <br />getting many insurance quotes?</strong><br />
Is it ok to get other insurance quotes from multiple insurance companies for our cars? Last month, we changed insurance companies because our insurance was too high.  We just purchased a new automobile and now our insurance went up with the new company and we wanted to see if we could get cheaper insurance with other companies, but did not know if it was harmful or bad to go on the web and fill out information about insurance quotes with multiple companies to see if we could get insurance cheaper.  Please help me.  I know that this question is probably stupid, but we just want to make sure that we do not get ourselves into trouble.</p>
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<p><i>Answer by lollybug102</i><br/>On one hand you can do whatever yo8u want.  On the opther hand, it does not look really good if you move around to different cvompanies a lot.   I&#8217;d advocate staying wioth your current insurer for at least 1 year and then look around.  Insurance comanies like to see stability.</p>
<p><i>Answer by teenautoinsquote</i><br/>I can comprehend why you are worrying, since it is still in the minds of all even some of us answering this question that on the web quotes are harmful, bad and leads are sold.<br />
Let me assure you and others reading this that the insurance companies themselves are offering the quotes on the web since no insurance company would reveal their underwriting to anyone. Secondly the insurance companies have to abide by the privacy norms and so they would not be able to sell your privacy information.<br />
Some insurance companies also offer on-line world wide web discounts.<br />
The on-line marketing of insurance and quotes is done by companies because they can save their advertising cost and also the commission payable to agents.</p>
<p>Here are a few web-sites which would give you the on-line quotes from 5-6 quotes which will give you comparable quotes for free, swift and there are no obligations.You can find the two cheapest quotes and call on the company to find out the exact coverage before deciding on this.</p>
<p>http://www.compareautoinsurancequote411.com</p>
<p>http://www.teenautoinsquote.com</p>
<p>Just get the quote and call on the insurer to verify the information.<br />
Thanks.<br />
All the best.</p>
<p><i>Answer by HardingAssocVA</i><br/>Did you contact your current carrier to find out why the rate went up so much?  It is possible that the car is not being rated right.  It is important to make sure that the following is correct on the policy:  correct driver, correct deductibles, correct annual mileage, correct usage (work vs pleasure), and possible discounts (anti lock brakes, alarm, air bags, etc).  </p>
<p>Many of the major insurance companies have an instant quote that gives you a estimated premium based on limited information.  This might be an option for you instead of contacting a number of different carriers that will pull credit.  </p>
<p>Good luck to you both.</p>
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<strong>Give your own answer to this question below!</strong></p>
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		<title>CAR INSURANCE&#8230; WHO ARE YOU INSURE WITH/BEST QUOTES. WILL CHOOSE QUICK BEST ANSWER.?</title>
		<link>http://jclewisinsuranceservices.com/1997/car-insurance-who-are-you-insure-withbest-quotes-will-choose-quick-best-answer/</link>
		<comments>http://jclewisinsuranceservices.com/1997/car-insurance-who-are-you-insure-withbest-quotes-will-choose-quick-best-answer/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 14:20:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by Crazy Lady: Car insurance&#8230; Who are you insure with/best quotes. Will select swift ideal answer.? Who is the cheapest insurance company o go with for a 20 year old male whom has been driving for 3 years. Getting insure on a mazda 6. Thank you &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Answer by JohnnyI use GIECO and I]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Crazy Lady</i>: <br />Car insurance&#8230; Who are you insure with/best quotes. Will select swift ideal answer.?</strong><br />
Who is the cheapest insurance company o go with for a 20 year old male whom has been driving for 3 years. Getting insure on a mazda 6. Thank you</p>
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<p><i>Answer by Johnny</i><br/>I use GIECO and I have not found a cheaper one. I was satisfied with the service I got when I had to file a claim too.</p>
<p><i>Answer by buttrfly52</i><br/>Unfortunately there are a lot of other factors that go into a quote. No one insurance company is cheaper than the other all the time. All you can do is open the phonebook and call around</p>
<p><i>Answer by Kendrick D</i><br/>To save money vehicle insurance is a no brainer way to save on automobile expenses.  You can get a fast quote at websites they always give you multiple prices. </p>
<p>I tell my friends about  http://www.InsureAutoNow.info</p>
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		<title>INSURANCE QUOTES??? ?</title>
		<link>http://jclewisinsuranceservices.com/1936/insurance-quotes/</link>
		<comments>http://jclewisinsuranceservices.com/1936/insurance-quotes/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 07:22:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by Tr3y: Insurance quotes??? ? im 16, defiantly getting my license at the age of 17. im taking drivers ed. Im looking for auto insurance for a 1995 Mitsubishi 3000GT. Its my first time going for insurence. My parent is on ALLSTATE, i got a quote from them&#8230;very expensive. i know it will be]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Tr3y</i>: <br />Insurance quotes??? ?</strong><br />
im 16, defiantly getting my license at the age of 17. im taking drivers ed. Im looking for auto insurance for a 1995 Mitsubishi 3000GT. Its my first time going for insurence. My parent is on ALLSTATE, i got a quote from them&#8230;very expensive. i know it will be costly because im 16,Male, and the automobile is in the SPORTS catagory, but can u find me some cheap insurence?  I live in Caribou, Maine. ZIP CODE: 04736.</p>
<p>Cheapest insurance quote with source gets ideal answer.</p>
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<p><i>Answer by mbrcatz</i><br/>No, no one can find you &#8220;cheap insurance&#8221; at 16.  No one can give you a quote without your social security number (don&#8217;t post it).  No one can pick coverage limits for you.</p>
<p>If you do not have any insurance on the automobile itself, minimum liability only, you can pretty much bet on it costing you about $  2,000 a year.  </p>
<p>No one can quote a source.  You did not provide anywhere near enough information for a REAL quote.  AND, seeing as how the actual policy is not going to happen for a whole &#8216;nother year, it&#8217;s just an excercise, ya know?</p>
<p><i>Answer by jess</i><br/>You can actually do a quote w/out a social security number, some companies use the address when running the POS score.</p>
<p><i>Answer by STEVEN E</i><br/>Common situation you met like many other people,be patient,and check the resource here http://www.CarInsuranceTip.info/free-car-insurance.htm  i found useful.</p>
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		<title>HOW CAN I GET MY CAR INSURANCE QUOTES DOWN?</title>
		<link>http://jclewisinsuranceservices.com/1921/how-can-i-get-my-car-insurance-quotes-down/</link>
		<comments>http://jclewisinsuranceservices.com/1921/how-can-i-get-my-car-insurance-quotes-down/#comments</comments>
		<pubDate>Sat, 31 Dec 2011 00:21:55 +0000</pubDate>
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		<description><![CDATA[Question by : How can i get my automobile insurance quotes down? i have just passed my driving test for a full license in the UK, i am 18, male and after looking at several different websites (some comparison ones and some direct ones) i have found that for what is considered a &#8220;good first]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by </i>: <br />How can i get my automobile insurance quotes down?</strong><br />
i have just passed my driving test for a full license in the UK, i am 18, male and after looking at several different websites (some comparison ones and some direct ones) i have found that for what is considered a &#8220;good first car&#8221; (no more than a 1.2 engine) i am likely to be paying the minimum of £4000! and this is just for third celebration and theft.<br />
i am wondering if there is any way i can get this number down.. can anyone recommend a good insurance company or anything like the pass plus that will lower it by a reasonable amount? or even a specific automobile that is generally cheaper than others.</p>
<p>any help would be appreciated!</p>
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<p><i>Answer by Entidtil</i><br/>All you can do is call for quotes&#8230; &#8220;E&#8221; quotes are notorious for being inaccurate and unreliable.  Phone some local agents</p>
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