Posts tagged record
IF I BUY A NEW CAR WILL MY AUTO INSURANCE RUN MY DRIVING RECORD AGAIN?
Sep 17th
Question by mike:
If I purchase a new automobile will my auto insurance run my driving record again?
My husband and I currently own a truck and have an exisiting comprehensive auto insurance policy in Texas. If we purchase a new automobile (thereby removing the truck and adding the new automobile to our policy but not changing anything else) will the insurance company run his driving record again?
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HOW CAN I KEEP A SPEEDING TICKET FROM BEING ON MY RECORD?
Sep 12th
Question by heather:
How can i keep a speeding ticket from being on my record?
I’m 25 and just got my first speeding ticket. 44 in a 25 in Virginia. I do not mind paying the fine as much as I mind my insurance going up so I’d like to find a way to get this taken care of. My court date is not til Dec 23. Can I do an on the web traffic school course or something to get out of it? Or is there something I can state in court that will help? I know if I show up for the court date I will probably get my fine reduced. It happened at around 11:30 at night and I was going downhill. The cop was pretty nice and I am sure he left it at 44 so I would not get a reckless driving. I was just driving on auto-pilot on my way home from work so I do not really know how fast I was going. I shoulda known it was quota time though after I saw 8 people pulled over on I-81 when there are usually no cops at all.
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MY AUTO INSURANCE COMPANY SENT ME TO A COLLECTION AGENCY, IS THIS GOING TO BE ON MY CREDIT RECORD?
Aug 8th
Question by Just ME:
My auto insurance company sent me to a collection agency, is this going to be on my credit record?
I cancelled my auto ins. and they charged me a cancelation fee. I disagreed with this but all they kept saying was “I should of read my policy”…. To make a long story short I owed them $ 33.86 and it was due on 1/20. I called them on 1/29 and paid them over the phone. I just received a letter from a collection bureau saying I owe them the balance. I called the insurance company and they stated that they would forward my message to their bookkeeping department and contact the collection bureau to tell them this has been paid. I am applying for a small business loan and cannot afford to have something like this show up on my report. Is there any grace period on behalf of the collection bureau before they report to the 3 credit bureus?? Any recommendations would be appreciated. Thanks in advance!!
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CAN MY AUTO INSURANCE COMPANY PLACE A CLAIM ON MY RECORD BY SIMPLY CALLING TO ASK A QUESTION?
Jul 31st
Question by Scoob:
Can my auto insurance company place a claim on my record by simply calling to ask a question?
I was in my boyfriend’s truck and backed into our garage door. I called my auto ins. to ask if I needed to make a claim or if he did since it was his truck. They stated he should, and he did. I recently was getting ins. quotes and found out it is on my record, even though his insurance paid for the damages.
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WHY IS MY CAR INSURANCE GOING UP IF I HAVE A GOOD DRIVING RECORD?
Jul 26th
Question by hypoE:
Why is my automobile insurance going up if I have a good driving record?
I just moved about a block from my old rental (old lease was for 2 years) so I updated my address at my insurance. The policy went up to about 100$ a month which I do not comprehend because I have been told I am low risk and in the preferred age category 25+. I have a cousin about 9 years older who has multiple accidents, claims and tickets who only pays 60$ . So what the heck is going on? I am comparing apples to apples on deductibles but it seems as if the insurance companies are punishing me for having a clean record with no accidents. I am just about 30 years old and only have one automobile a 2000 Saturn LW2 that I have owned outright for 6 years without payments. Even my younger friends who still celebration and drink pay lower than I do. Is it possible there is false information that the insurance companies are basing my rate on? The lowest rate I have been able to find is 70$ a month… but everything else is over 150$ per month……grr. I am a complete square and only drive up to 5 miles total a day for commute so I do not see why I should be paying so much. I was told by a friend that I should have had a price drop when I hit 26 because that is the cut off for DUI risk but it hasn’t happened.
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HOW CAN I FIND OUT IF SOMETHING HAS BEEN TAKEN OFF OF MY DRIVING RECORD?
Apr 9th
Question by mb20and151:
How can I find out if something has been taken off of my driving record?
A couple years ago I was ticketed for an illegal U-turn. I did an on the web traffic school and paid a fine. They had stated something about changing it to a parking ticket at the time. Now I am searching for new auto insurance and it keeps asking if I have violations. I do not know if this incident will show up on my record anymore. Where can I find this out?
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Q&A: IS THERE ANY WAY IN? (AUTO INSURANCE FOR A BAD RECORD…)?
Mar 22nd
Question by somebody:
Is there any way in? (Auto Insurance for a bad record…)?
Thanks so much for reading!
I have three at-fault accidents on my record within the past 2 yrs. I am an 18 yr. old female college student. All three are types that could have happened to anybody.. one was sliding on ice into a ditch, two was van breaking down in middle of the intersection and it “struck” another automobile in the next lane because of the angle my van was, three was me pulling out of my spot very slowly and a van was speeding through the parking lot in the middle of two lanes and my rear hit him. Anyway…
I need to get a different automobile soon… I am going to get a loan so putting it on liability is not an option (I have the automobile I have now on lia. because it’s payed off but I have to get rid of it). Each company I get quoted for (online quote) has large monthly (even for minimum coverage) payments.. Geico and Say Farm are $ 520 and $ 540 and I am pretty sure it’s because of my history…
Many places I am quoted on are like this… am I missing something? Is there any way to get around this?? Thank you so much!
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IF I USE THIRD PARTY CAR INSURANCE DO I BUILD UP AN INSURANCE RECORD?
Feb 1st
Question by Toby Lawson:
if i use third celebration Automobile insurance do i build up an insurance record?
Hey, i’m looking at buying a first car, however quotes for Comprehensive insurance are up over $ 2,000, but i want to build up an insurance record.
Does using third celebration cover build me up an insurance record, or do i need comprehensive insurance?
cheers
I’m in melbourne, Australia by the way.
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