Question by bigdogchris:
How do I make an auto insurance claim for scratches through auto owners?

I purchased a used automobile a few months ago that had a near flawless finish. Over the past few months it’s been scratched several times by my nephew on his bike. We have talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel.

The problem is, before I knew I could claim damages, I used a touch up kit to cover the scratches and gouges so they are hard to see. But I could still take photos of them as they stand now and probably get a letter from the salesman, proclaiming the condition that he told it to me in. What else do I need to file a claim with Auto Owners? Yes, I have full coverage, including comprehensive.

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