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	<title>Auto Insurance Service &#187; without</title>
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		<title>CAN YOUR DAD ADD YOU TO HIS AUTO INSURANCE WITHOUT YOU HAVING A DRIVER LICENSE?</title>
		<link>http://jclewisinsuranceservices.com/1994/can-your-dad-add-you-to-his-auto-insurance-without-you-having-a-driver-license-2/</link>
		<comments>http://jclewisinsuranceservices.com/1994/can-your-dad-add-you-to-his-auto-insurance-without-you-having-a-driver-license-2/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 13:20:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by : Can your Father add you to his Auto Insurance without you having a driver license? I have a Texas say ID, and I will be getting a driver license in the next week, but can my father put me on his insurance without the drive license (Geico)? I am not on his]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by </i>: <br />Can your Father add you to his Auto Insurance without you having a driver license?</strong><br />
I have a Texas say ID, and I will be getting a driver license in the next week, but can my father put me on his insurance without the drive license (Geico)? I am not on his auto insurance yeat. Thanks</p>
<p><span id="more-1994"></span><br />
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<p><i>Answer by suzibengalreds</i><br/>I believe he can put you on the insurance if you have temporaries but you have to have these or your license.</p>
<p><i>Answer by evaohell</i><br/>Your father should be able to get insurance to cover his automobile for anyone who drives it&#8230;</p>
<p><i>Answer by Mopman5533</i><br/>You put this in amusement parks because&#8230;&#8230;..</p>
<p>
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<strong>Add your own answer in the comments!</strong></p>
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		<title>CAN YOUR DAD ADD YOU TO HIS AUTO INSURANCE WITHOUT YOU HAVING A DRIVER LICENSE?</title>
		<link>http://jclewisinsuranceservices.com/1992/can-your-dad-add-you-to-his-auto-insurance-without-you-having-a-driver-license/</link>
		<comments>http://jclewisinsuranceservices.com/1992/can-your-dad-add-you-to-his-auto-insurance-without-you-having-a-driver-license/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 12:19:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by JustB: Can your Father add you to his Auto Insurance without you having a driver license? I have a Texas say ID, and I will be getting a driver license in the next week, but can my dad put me on his insurance without the drive license (Geico)? I am not on his]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by JustB</i>: <br />Can your Father add you to his Auto Insurance without you having a driver license?</strong><br />
I have a Texas say ID, and I will be getting a driver license in the next week, but can my dad put me on his insurance without the drive license (Geico)? I am not on his auto insurance yeat. Thanks</p>
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<p><i>Answer by David W.</i><br/>I doubt it, and there is no reason to&#8211;if you are not drivng, you do not need to be insured.</p>
<p><i>Answer by professorc</i><br/>It only takes a few minutes to add you- get your license and call your agent from the DMV.</p>
<p><i>Answer by oklatom</i><br/>No, he cannot add you until you have a license, not a permit.</p>
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		<title>I AM PLANNING TO MOVE MY CAR FROM SAN FRANCISCO TO NYC AND I FOUND AN AWESOME QUOTE WITHOUT ANY INSURANCE.?</title>
		<link>http://jclewisinsuranceservices.com/1901/i-am-planning-to-move-my-car-from-san-francisco-to-nyc-and-i-found-an-awesome-quote-without-any-insurance/</link>
		<comments>http://jclewisinsuranceservices.com/1901/i-am-planning-to-move-my-car-from-san-francisco-to-nyc-and-i-found-an-awesome-quote-without-any-insurance/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 14:20:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by lalanonoeddy: i am planning to move my automobile from San Francisco to NYC and i found an awesome quote without any insurance.? do you think is safe to do so? since i already have a full covrage for my automobile from geico. thanks. &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Answer by charleskAs long as you are totally sure]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by lalanonoeddy</i>: <br />i am planning to move my automobile from San Francisco to NYC and i found an awesome quote without any insurance.?</strong><br />
do you think is safe to do so? since i already have a full covrage for my automobile from geico.</p>
<p>thanks.</p>
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<p><i>Answer by charlesk</i><br/>As long as you are totally sure that Geico covers anything that might happen to your automobile while being transported by a third party. Otherwise do not scrimp and get the extra insurance.</p>
<p><i>Answer by Jerry G</i><br/>i would call my company  first</p>
<p><i>Answer by gomanyes562</i><br/>Depends what car.  If it&#8217;s new or costly you should have insurance.  If it&#8217;s old and cheap, do not bother.</p>
<p>
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		<title>CAN A 16 YEAR OLD GET AUTO INSURANCE WITHOUT BEING UNDER A PARENTS NAME?</title>
		<link>http://jclewisinsuranceservices.com/1896/can-a-16-year-old-get-auto-insurance-without-being-under-a-parents-name/</link>
		<comments>http://jclewisinsuranceservices.com/1896/can-a-16-year-old-get-auto-insurance-without-being-under-a-parents-name/#comments</comments>
		<pubDate>Sun, 18 Dec 2011 12:19:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQ]]></category>
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		<description><![CDATA[Question by Ana: Can a 16 year old get auto insurance without being under a parents name? I&#8217;m a 16 year old girl and I am buying my own car. My parents and i do not get along at all (stepfather hates me, mother is not on my side). So can i get auto insurance]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Ana</i>: <br />Can a 16 year old get auto insurance without being under a parents name?</strong><br />
I&#8217;m a 16 year old girl and I am buying my own car. My parents and i do not get along at all (stepfather hates me, mother is not on my side). So can i get auto insurance without being under their name? Also, would it cost a lot more? I am an honor roll student.</p>
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<p><i>Answer by Robert D</i><br/>Cost you more than a house!</p>
<p><i>Answer by KoKo KiTTy</i><br/>honor roll doesn&#8217;t mean anything.</p>
<p>you probably cannot because you are a minor.</p>
<p>if you can, your rates will be high as hell.</p>
<p><i>Answer by Spaz</i><br/>yes, but it will cost megabucks</p>
<p>Honor roll does help some</p>
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<strong>Give your own answer to this question below!</strong></p>
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		<title>Q&amp;AMP;A: CAN I DRIVE WITHOUT BEING INSURED ON THAT CAR?</title>
		<link>http://jclewisinsuranceservices.com/1857/qa-can-i-drive-without-being-insured-on-that-car/</link>
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		<pubDate>Tue, 29 Nov 2011 18:23:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by Carter: Can I drive without being insured on that car? So I am a 16 year old driver. my family has three cars. a lexus GX470, a Toyota Land Cruiser, and a saturn sky. I am insured on the Toyota and not the saturn because the difference insurance increases. ($ 75 compared to]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Carter</i>: <br />Can I drive without being insured on that car?</strong><br />
So I am a 16 year old driver. my family has three cars. a lexus GX470, a Toyota Land Cruiser, and a saturn sky. I am insured on the Toyota and not the saturn because the difference insurance increases. ($  75 compared to around $  250) Can I drive the saturn and the lexus without being insured on those cars? And if so what are the limitations.</p>
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<p><i>Answer by High Voltage</i><br/>Call the insurance company and find out your ideal answer&#8230;</p>
<p><i>Answer by Kcor1992</i><br/>well you can just dont get pulled over by a cop or crash</p>
<p><i>Answer by Newberrytiger</i><br/>You can&#8217;t drive (legally) without being insured. You will get a ticket if caught. And a heck of a lot of trouble if something happens. </p>
<p>If you do drive without insurance, you should be verrryyy careful.</p>
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		<title>Q&amp;AMP;A: ARE YOU ALLOWED TO DRIVE YOUR PARENTS&#8217; CAR WITH THEIR PERMISSION WITHOUT AUTO INSURANCE?</title>
		<link>http://jclewisinsuranceservices.com/1767/qa-are-you-allowed-to-drive-your-parents-car-with-their-permission-without-auto-insurance/</link>
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		<pubDate>Sun, 30 Oct 2011 13:18:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQ]]></category>
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		<description><![CDATA[Question by Reckless Kid: Are you granted to drive your parents&#8217; automobile with their permission without auto insurance? I just wanted to know if I can drive my parents&#8217; automobile legally without auto insurance. I live in Virginia, if that is helpful. I have a license. Just no auto insurance&#8230; yet. &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Answer by Nhan]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Reckless Kid</i>: <br />Are you granted to drive your parents&#8217; automobile with their permission without auto insurance?</strong><br />
I just wanted to know if I can drive my parents&#8217; automobile legally without auto insurance. I live in Virginia, if that is helpful.<br />
I have a license. Just no auto insurance&#8230; yet.</p>
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<p><i>Answer by Nhan V</i><br/>You can&#8217;t drive your parents&#8217; car, unless you have a driver license.<br />
  Even if they give you permission, though, if you do drive it. And you crash it, your parents&#8217; will get the ticket, not you.<br />
  I would not try it, however.</p>
<p><i>Answer by spongeworthy_us</i><br/>Depending on how old you are, if you have a drivers license and your parents&#8217; permission, in some says you can legally drive their automobile and be covered by their insurance, because the insurance covers the vehicle.</p>
<p>I know it is true in my say up to age 25 but I do not know for sure about Virginia.</p>
<p>If you have a valid drivers license and you are ticketed, you will receive the ticket, not your parents.  But your parents&#8217; insurance will cover damages to the automobile and to other property not belonging to you.</p>
<p>Don&#8217;t bother asking your agent because it is in their ideal interest if you are insured individually from your parents.</p>
<p><i>Answer by sensible_man</i><br/>Only if you are covered by your parents insurance. Many people here will tell you that the insurance covers the car. This is not true with all companies. Check with your parents agent.</p>
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		<title>AFTER BUYING A USED CAR, COULD I DRIVE IT RIGHT AWAY WITHOUT AUTO INSURANCE?</title>
		<link>http://jclewisinsuranceservices.com/1634/after-buying-a-used-car-could-i-drive-it-right-away-without-auto-insurance/</link>
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		<pubDate>Mon, 12 Sep 2011 15:19:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by lion: After buying a used car, could I drive it right away without auto insurance? After buying a used car, could I drive it right away without auto insurance? Do I have to have auto insurance in CA? Thank you! &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Answer by starDUH yes Answer by Maryn BittnerA reputable dealer&#8211;and I assume]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by lion</i>: <br />After buying a used car, could I drive it right away without auto insurance?</strong><br />
After buying a used car, could I drive it right away without auto insurance? Do I have to have auto insurance in CA? Thank you!</p>
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<p><i>Answer by star</i><br/>DUH yes</p>
<p><i>Answer by Maryn Bittner</i><br/>A reputable dealer&#8211;and I assume there are plenty who are, and plenty who aren&#8217;t&#8211;will not let you drive away without proof of registration and insurance.</p>
<p>We accompanied a friend who purchased a automobile from a dinky, hard-to-find dealer that seemed semi-shady to us, and they demanded proof of insurance.</p>
<p><i>Answer by scorpiochick17</i><br/>Did you purchase it from a dealer/ used automobile lot, etc&#8230;  They usually have coverage on all of their cars for test drives, etc&#8230;  You&#8217;d have a day or 2 after you purchased the automobile to get insurance on it.</p>
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		<title>Q&amp;AMP;A: I WAS WAS DRIVING WITHOUT AUTO INSURANCE AND I GOT IN AN ACCIDENT. DO I HAVE ANY RIGHTS?</title>
		<link>http://jclewisinsuranceservices.com/1579/qa-i-was-was-driving-without-auto-insurance-and-i-got-in-an-accident-do-i-have-any-rights/</link>
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		<pubDate>Tue, 23 Aug 2011 20:18:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by Randy: I was was driving without auto insurance and I got in an accident. Do I have any rights? I let my auto insurance lapse 1 month, because I did not have the money for my premium. I just want to know if there is light at the end of this tunnel. I]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Randy</i>: <br />I was was driving without auto insurance and I got in an accident. Do I have any rights?</strong><br />
I let my auto insurance lapse 1 month, because I did not have the money for my premium. I just want to know if there is light at the end of this tunnel. I know it was very irresponsible of me, but I am the only income for my wife and 3 children under 6yrs old. I am just looking for some hope.</p>
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<p><i>Answer by Jay</i><br/>You can be in serious trouble if there was any injuries.  You are already in trouble for driving without insurance.  In my say NY that is an automatic 1 year suspension and you would have to pay a civil penalty of up to $  1000 and $  750 after the suspension is over for driver responsibility assessment.  If you are not at fault and the police report states it you can go file a claim with the at fault celebration insurance for your damages.  If you are at fault you are out of luck and their insurance will go after you for damages and injuries which will be subrogated to you i.e. lawsuit.  The light at the end of the tunnel is your not criminally liable for the accident and wont go to jail .  Also I can assume you have no assets since you couldnt pay the insurance and had hardships.  In that case your basically judgment proof and they wont be able to get paid for the accident.   They will go through their own uninsured motorist coverage.  Get legal advice and do not give a statement until you have spoken to an attorney.  Good luck</p>
<p><i>Answer by Adam L</i><br/>Sorry the law doesnt normally have rights for criminals. I would lawyer up quick</p>
<p><i>Answer by LeAnne</i><br/>Seek legal advice &#8211; they will know what rights you might have and they will certainly have significantly more experience than you have in dealing with this type of situation.<br />
Good luck.</p>
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		<title>CAN MY PARENTS REGISTER MY CAR AND GET INSURANCE FOR IT WITHOUT ME BEING PRESENT?</title>
		<link>http://jclewisinsuranceservices.com/1547/can-my-parents-register-my-car-and-get-insurance-for-it-without-me-being-present/</link>
		<comments>http://jclewisinsuranceservices.com/1547/can-my-parents-register-my-car-and-get-insurance-for-it-without-me-being-present/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 09:18:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQ]]></category>
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		<description><![CDATA[Question by Samara: Can my parents register my automobile and get insurance for it without me being present? I recently bought a automobile and would like to get it on the road. However, I have a 6.5 hour class daily that I cannot really afford to miss. (Even for a few hours.) Would my parents]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Samara</i>: <br />Can my parents register my automobile and get insurance for it without me being present?</strong><br />
I recently bought a automobile and would like to get it on the road. However, I have a 6.5 hour class daily that I cannot really afford to miss. (Even for a few hours.) Would my parents be able to go and get automobile insurance (I will be on their insurance) and register my automobile at the DMV without me being there in person? I am living in NY if this makes a difference.</p>
<p>Thank you!<br />
If you mean my driver&#8217;s license, Brian, than I already have that.</p>
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<p><i>Answer by Brian L</i><br/>well they can but you need to be there for your license since they take you a photo there  </p>
<p><i>Answer by you are all in my heart forever</i><br/>i know in wisconsin you need to be there at the dmv, to sign papers. the insurance they can do</p>
<p><i>Answer by sux_2b_ewe</i><br/>If it is going to be in your name, then you need to sign all of the pertinent documents. You can have them fill out the documents and give them to you to sign, then they can bring them in without you.</p>
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		<title>Q&amp;AMP;A: WHY IS IT ILLEGAL TO DRIVE WITHOUT CAR INSURANCE?</title>
		<link>http://jclewisinsuranceservices.com/1503/qa-why-is-it-illegal-to-drive-without-car-insurance/</link>
		<comments>http://jclewisinsuranceservices.com/1503/qa-why-is-it-illegal-to-drive-without-car-insurance/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 18:18:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQ]]></category>
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		<description><![CDATA[Question by DJC: Why is it illegal to drive without automobile insurance? I have heard rumors that it is illegal to drive without automobile insurance; first of all, is this true? Secondly, if this is so, why? Many individual American motorists experience between 0-2 minor accidents in their lifetime, some of which are very minor]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by DJC</i>: <br />Why is it illegal to drive without automobile insurance?</strong><br />
I have heard rumors that it is illegal to drive without automobile insurance; first of all, is this true?  Secondly, if this is so, why?  Many individual American motorists experience between 0-2 minor accidents in their lifetime, some of which are very minor (where both automobiles still run fine and there is just a bump or so).  Any information would be useful.</p>
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<p><i>Answer by rockafella2393</i><br/>no</p>
<p><i>Answer by Wisenheimer</i><br/>Politics.  This was a great win for the insurance companies.</p>
<p><i>Answer by Flower Girl</i><br/>Yes it&#8217;s true and do you want to be the guy that gets hit, with your automobile totaled and thousands  in dr. bille, by the guy that did not have any insurance?  Who do you think is going to pay for all the damage?</p>
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